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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cherry Elm Townhomes, St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Jun 18, 2026·277 days on market·Recent sales in Cherry Elm Townhomes·Cherry Elm Townhomes

288 Cherry Elm Drive

St. Augustine, FL 32092

$340,990sold priceListed at $349,990 · 97.4% of asking$177/sqftMLS# 2104385
3
Beds
2.5
Baths
1,927
Sq Ft
2025
Built
2
Garage
No
Pool

19 more homes for sale in Cherry Elm Townhomes →Search Cherry Elm Townhomes on the map

HOA $134/mo3,485 sqft lotTownhouse2 storiesNew construction

About this home

Cherry Elm Townhomes

What's Special: No Rear Neighbors | East Facing Lot | Exclusive Savings. New Construction- Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Birch at 288 Cherry Elm Drive in Cherry Elm at SilverLeaf! This inviting new townhome offers an open great room and kitchen with a large island, perfect for meals or casual get-togethers. Enjoy your morning coffee or unwind in the evening on the outdoor lanai. Upstairs, a cozy loft adds extra living space, while two secondary bedrooms and a full bath are conveniently nearby. The primary suite features a walk-in closet and a double vanity bath, and your laundry area is just steps away for everyday ease. Life at SilverLeaf means you spend less time on chores and more time enjoying your neighborhood. The HOA handles lawn care, irrigation, and repairs, so you can relax by the pool, play pickleball or tennis, or take in the scenic walking trails. Photos are for representative purposes only. MLS#2104385

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,889
Property taxesest. at asking price, St. Johns County$454
HOAbilled quarterly$134
Estimated total, before insurance$2,476/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$340,990
$68,198
Loan Term
Monthly Payment
$1,889
Principal & Interest: $1,889
Property taxes (est.): $454
Insurance (est.): $227
Estimated Total Monthly
$2,570
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $7,541,900 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$69,000$69,000—
2024$68,000$63,800—
2023$58,000$58,000—

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
346 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$338,990$1763/2.51,9271350.1
402 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$338,990$1763/2.51,9271580.1
414 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$374,990$1973/2.51,899550.1
398 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$359,990$1873/2.51,9271260.1
378 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$367,990$1943/2.51,899950.1
390 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLAAug 2026$346,000$1803/2.51,927460.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,990
Price / Sq Ft$182
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,927
Acres0.08 acres
Year Built2025
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes
Direction FacesEast

School Information

Community Information

Address288 Cherry Elm Drive, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionCherry Elm Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size3,484.8 sq ft
Lot Dimensions25x130
Parcel Number0279850370
ZoningResidential

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Dog Park, Gated, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage, Garage Door Opener, Guest
ViewOther

Interior

Interior FeaturesPantry, Primary Bathroom - Shower No Tub, Other
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit
SecurityCarbon Monoxide Detector(s), Security Gate, Security Lights, Smoke Detector(s)

Exterior

Exterior FeaturesOther
Lot DescriptionOther
Patio / PorchCovered, Front Porch, Patio
FencingOther
RoofShingle
ConstructionOther, Frame
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedMay 11, 2026
Days on Market277
HOA Fees$402 / Quarterly
HOA FrequencyQuarterly
HOA NameCherry Elm HOA/SilverLeaf Master Association
HOA Fee IncludesMaintenance Grounds, Other
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cherry Elm Townhomes

Cherry Elm Townhomes is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Cherry Elm Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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