This home is in Cherry Elm Townhomes, St. Augustine — a home near Tocoi Creek High School.
Pending·161 days on market·Cherry Elm Townhomes
426 Cherry Elm Drive
St. Augustine, FL 32092
17 more homes for sale in Cherry Elm Townhomes →Search Cherry Elm Townhomes on the map
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About this home
Cherry Elm Townhomes
What's Special: Appliances Included | Loft | Preserve View | Wooded View. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Bellflower at 426 Cherry Elm Drive in Cherry Elm at SilverLeaf! This thoughtfully designed new two-story townhome offers an open and inviting main level where the kitchen, dining area, and great room flow together, perfect for everyday living and entertaining. The kitchen features stylish quartz countertops, ample cabinetry, and a central island overlooking the living space. Upstairs, the private primary suite includes a spacious bath and walk-in closet, while two secondary bedrooms, a shared full bath, spacious loft, and convenient laundry room provide flexibility for work or relaxation. An outdoor lanai and two-car garage complete this well-balanced floor plan.
Next steps in Cherry Elm Townhomes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,747 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lotabout 11 mi · 60 parking spaces
Closest park or preserve
Gourd Island Conservation Area17 min drive · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 3 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 8 mi · Saint Johns River
Closest youth league fields
Mill Creek Park9 min drive · Baseball
Closest grocery store
Publixabout 1 mi · 170 Village Commons Dr, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:32 AM, sunset 6:48 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $7,541,900 in January 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $69,000 | $69,000 | — |
| 2024 | $68,000 | $63,800 | — |
| 2023 | $58,000 | $58,000 | — |
Estimated taxes if purchased at asking price: ~$5,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 4, 2026Pending$359,990
- May 14, 2026Listed$359,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $186/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 402 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $338,990 | $176 | 3/2.5 | 1,927 | 158 | 0 |
| 414 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $374,990 | $197 | 3/2.5 | 1,899 | 55 | 0 |
| 398 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $359,990 | $187 | 3/2.5 | 1,927 | 126 | 0 |
| 378 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $367,990 | $194 | 3/2.5 | 1,899 | 95 | 0 |
| 390 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Aug 2026 | $346,000 | $180 | 3/2.5 | 1,927 | 46 | 0 |
| 408 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Jul 2026 | $345,000 | $179 | 3/2.5 | 1,927 | 65 | 0 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Cherry Elm Townhomes
Cherry Elm Townhomes is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Cherry Elm Townhomes homes for sale →Keep looking
More homes in Cherry Elm Townhomes
Pending226 Silver Myrtle CourtSt. Augustine, FL 32092
3 bd · 2.5 ba · 1,927 sq ft
$359,990Est. $1,916/moWhat's Special: 2nd Floor Laundry Room | Oversized Closet in Primary | Loft. New Construction - October Completion!…
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Pending438 Cherry Elm DriveSt. Augustine, FL 32092
3 bd · 2.5 ba · 1,933 sq ft
$359,990Est. $1,916/moWhat's Special: Preserve View | Best Seller | Loft | Oversized Pantry. New Construction - September Completion! Built…
Listing Office: taylor morrison realty of fla
For Sale240 Silver Myrtle CourtSt. Augustine, FL 32092
3 bd · 2.5 ba · 1,933 sq ft
$356,990Est. $1,900/moWhat's Special: Popular Plan | Loft | Covered Lanai. New Construction - December Completion! Built by America's Most…
Listing Office: taylor morrison realty of fla
For Sale236 Silver Myrtle CourtSt. Augustine, FL 32092
3 bd · 2.5 ba · 1,933 sq ft
$363,990Est. $1,937/moWhat's Special: Appliances Included | Oversized Pantry | Large Kitchen Island. New Construction - December Completion!…
Listing Office: taylor morrison realty of fla
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Krista Fracke
Broker Associate
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