This home is in Cherry Elm Townhomes, St. Augustine — a new construction home in St. Johns County.
Sold·Closed Oct 21, 2026·86 days on market·Recent sales in Cherry Elm Townhomes·Cherry Elm Townhomes
342 Cherry Elm Drive
St. Augustine, FL 32092
18 more homes for sale in Cherry Elm Townhomes →Search Cherry Elm Townhomes on the map
About this home
Cherry Elm Townhomes
What's Special: Covered Lanai | Loft | Close to Amenities | Premium Location. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Bellflower at 342 Cherry Elm Drive in Cherry Elm at SilverLeaf! This thoughtfully designed two-story townhome offers a bright, open-concept layout that is both spacious and inviting. The kitchen serves as the centerpiece of the main floor, featuring a large center island, walk-in pantry, and quartz countertops while overlooking the dining area and great room. Ceramic tile flooring runs throughout the main living areas for style and easy upkeep, and a covered lanai provides a comfortable outdoor space for relaxing or entertaining. Upstairs, a versatile loft connects two secondary bedrooms, a shared full bath, and a centrally located laundry room. Tucked at the back of the home, the private primary suite offers a peaceful retreat with a dual sink vanity, walk-in shower, and an oversized closet.
Next steps in Cherry Elm Townhomes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,473 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lotabout 12 mi · 60 parking spaces
Closest park or preserve
Gourd Island Conservation Area17 min drive · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 3 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 8 mi · Saint Johns River
Closest youth league fields
Mill Creek Park9 min drive · Baseball
Closest grocery store
Publixabout 1 mi · 170 Village Commons Dr, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:37 AM, sunset 6:42 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $7,541,900 in January 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $69,000 | $69,000 | — |
| 2024 | $68,000 | $63,800 | — |
| 2023 | $58,000 | $58,000 | — |
Estimated taxes if purchased at asking price: ~$5,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 22, 2026Closed$338,990
- Sep 20, 2026Pending$338,990
- Aug 14, 2026Price change$338,990−$9,000
- Jul 23, 2026Price change$347,990−$2,000
- Jun 25, 2026Listed$349,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $176/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 346 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $338,990 | $176 | 3/2.5 | 1,927 | 135 | 0 |
| 378 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $367,990 | $194 | 3/2.5 | 1,899 | 95 | 0 |
| 390 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Aug 2026 | $346,000 | $180 | 3/2.5 | 1,927 | 46 | 0 |
| 402 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $338,990 | $176 | 3/2.5 | 1,927 | 158 | 0.1 |
| 414 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $374,990 | $197 | 3/2.5 | 1,899 | 55 | 0.1 |
| 398 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $359,990 | $187 | 3/2.5 | 1,927 | 126 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA
Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Cherry Elm Townhomes
Cherry Elm Townhomes is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Cherry Elm Townhomes homes for sale →Keep looking
More homes in Cherry Elm Townhomes
For Sale430 Cherry Elm DriveSt. Augustine, FL 32092
3 bd · 2.5 ba · 1,933 sq ft
$349,990Est. $1,863/moWhat's Special: Wooded View | Premium Location | Loft | Gray Cabinets. New Construction - November Completion! Built by…
Listing Office: taylor morrison realty of fla
Pending434 Cherry Elm DriveSt. Augustine, FL 32092
3 bd · 2.5 ba · 1,933 sq ft
$349,990Est. $1,863/moWhat's Special: Loft | No Rear Neighbors | Oversized Closet in Primary | Wooded View. New Construction - November…
Listing Office: taylor morrison realty of fla
For Sale248 Silver Myrtle CourtSt. Augustine, FL 32092
3 bd · 2.5 ba · 1,933 sq ft
$354,990Est. $1,889/moWhat's Special: Best Seller | Loft | Large Kitchen Island. New Construction - December Completion! Built by America's…
Listing Office: taylor morrison realty of fla
For Sale244 Silver Myrtle CourtSt. Augustine, FL 32092
3 bd · 2.5 ba · 1,933 sq ft
$354,990Est. $1,889/moWhat's Special: Covered Lanai | Oversized Pantry | Loft. New Construction - December Completion! Built by America's…
Listing Office: taylor morrison realty of fla
Keep looking
Similar homes in St. Augustine
Explore the area
More in Cherry Elm Townhomes
Cherry Elm Townhomes guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines