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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cherry Elm Townhomes, St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Sep 25, 2026·158 days on market·Recent sales in Cherry Elm Townhomes·Cherry Elm Townhomes

402 Cherry Elm Drive

St. Augustine, FL 32092

$338,990sold priceListed at $338,990 · 100% of asking$176/sqftMLS# 2136533
3
Beds
2.5
Baths
1,927
Sq Ft
2026
Built
2
Garage
No
Pool

18 more homes for sale in Cherry Elm Townhomes →Search Cherry Elm Townhomes on the map

FEMA Zone XHOA $134/moTownhouse2 storiesNew construction

About this home

Cherry Elm Townhomes

What's Special: Oversized Pantry | No Rear Neighbors | Loft | Large Kitchen Island. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Bellflower at 402 Cherry Elm Drive in Cherry Elm at Silverleaf! From the welcoming front porch, you step into the heart of this charming new townhome where the great room, dining area, and open kitchen come together around a large island with quartz countertops. The first level also includes a convenient half bath, a two car garage, and an outdoor lanai that expands your everyday living space. Upstairs, a spacious loft creates a comfortable separation between the secondary bedrooms, which share a full bathroom, and the private primary suite. The primary suite features an en-suite bath and a walk-in closet designed for easy organization. The laundry area is located upstairs, and added storage throughout the home includes a walk-in pantry along with coat and linen closets. Located in St. Johns County, this

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,848
Property taxesest. at asking price, St. Johns County$451
HOAbilled quarterly$134
Estimated total, before insurance$2,433/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:37 AM, sunset 6:42 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 26, 2026Closed$338,990
  • Aug 30, 2026Pending$338,990
  • Aug 14, 2026Price change$338,990−$18,000
  • Jul 23, 2026Price change$356,990−$3,000
  • Mar 24, 2026Listed$359,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $176/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
414 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$374,990$1973/2.51,899550
398 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$359,990$1873/2.51,9271260
378 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$367,990$1943/2.51,899950
390 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLAAug 2026$346,000$1803/2.51,927460
384 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLAJul 2026$346,000$1803/2.51,927540
408 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLAJul 2026$345,000$1793/2.51,927650

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$338,990
Price / Sq Ft$176
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,927
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes
Direction FacesNortheast

School Information

Community Information

Address402 Cherry Elm Drive, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionCherry Elm Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Dimensions16x55
Parcel NumberNALOT80
ZoningResidential

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Dog Park, Gated, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
# of Stories2
LevelsTwo
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Security Gate, Security Lights, Smoke Detector(s)

Exterior

Lot DescriptionOther
FencingOther, Vinyl
RoofShingle
ConstructionOther, Concrete, Frame
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedMarch 25, 2026
Days on Market158
HOA Fees$402 / Quarterly
HOA FrequencyQuarterly
HOA NameCherry Elm HOA/SilverLeaf Master Association
HOA Fee IncludesMaintenance Grounds, Other
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Sold by: HUSKY REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cherry Elm Townhomes

Cherry Elm Townhomes is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Cherry Elm Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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