This home is in Silverleaf, St. Augustine.

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Pending

Pending·352 days on market·Silverleaf

210 Arbor Creek Drive

St. Augustine, FL 32092

$1,125,900$356/sqftEst. $5,993/moMLS# 2101108

Beds

Baths

3,164

Sq Ft

2025

Built

Garage

Yes

Pool

About this home

Silverleaf

Indulge in refined living with this exquisite new construction POOL HOME by MasterCraft Builder Group, set within the exclusive, gated Hidden Creek enclave of John's Island in the no-CDD Silverleaf community. This one-story Southern Farmhouse masterpiece offers 4 spacious bedrooms, 4 luxurious baths, and a private pocket office plus flex room. Soaring 12' ceilings enhance the grand foyer, family room, and chef's kitchen—featuring all Electrolux appliances, soft-close and dovetail cabinetry, quartz countertops, and elegant gold designer fixtures. Entertain effortlessly on the expansive lanai or unwind in the sparkling pool, perfectly positioned on a premium corner homesite. Rich engineered hardwood floors flow through the main living areas, paired with a sophisticated neutral palette for a timeless, upscale ambiance. Every detail has been thoughtfully curated, and all high-end appliances convey—including refrigerator, washer, and dryer—delivering elevated comfort in every corner.

Cost to own

Mortgage calculator

Home Price

$1,125,900

Down Payment: 20%

$225,180

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,723

Principal & Interest: $5,723

Est. Taxes & Insurance: $1,431

Estimated Total Monthly

$7,154

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,993

Property taxesest. at asking price, St. Johns County$1,498

HOAbilled annually$142

Estimated total, before insurance$7,632/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$160,000	$160,000	—

Estimated taxes if purchased at asking price: ~$18,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$1,125,900

Price / Sq Ft$356

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,164

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

School Information

HighTocoi Creek

Community Information

Address210 Arbor Creek Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0099840410

ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached

Interior

Interior FeaturesHis and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesElectric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Gas Water Heater, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringWood

# of Stories1

Spa FeaturesIn Ground