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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Aberdeen, St. Johns — a home near Bartram Trail High School.

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Sold

Sold·Closed Oct 27, 2025·40 days on market·Recent sales in Aberdeen·Aberdeen

40 Scotch Pebble Drive

St. Johns, FL 32259

$260,000sold priceListed at $274,000 · 94.9% of asking$215/sqftMLS# 2100644
2
Beds
2.5
Baths
1,210
Sq Ft
2020
Built
1
Garage
No
Pool

20 more homes for sale in Aberdeen →Search Aberdeen on the map

HOA $118/mo2,178 sqft lotTownhouse2 stories

About this home

Aberdeen

Beautifully maintained, move-in ready 2-bedroom, 2.5-bath townhome in Aberdeen. Built in 2020, this charming residence features an open-concept floor plan perfect for everyday living. The kitchen showcases stainless steel appliances, and all appliances—including washer and dryer—are included. Luxury vinyl plank flooring highlights wet areas, while bedrooms and living spaces offer cozy carpeting. Both bedrooms feature spacious walk-in closets providing ample storage. Enjoy tranquil preserve views from your backyard, plus the convenience of an attached 1-car garage. Aberdeen's amenities include a clubhouse, playground, pool, and tennis courts. Ideally located near Durbin Park Shopping Pavilion and the 9B connector, this home offers easy access to shopping, dining, and commuting. Schedule your tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,429
Property taxesest. at asking price, St. Johns County$346
HOAbilled quarterly$118
Estimated total, before insurance$1,893/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,755/yr · $146/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,755/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $226/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
59 Scotch Pebble Drive, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCJun 2025$300,000$2003/2.51,5021120
162 Scotch Pebble Drive, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2025$265,000$2192/2.51,210130.1
81 Scotch Pebble Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2025$295,000$1963/2.51,502340.1
97 Scotch Pebble Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2025$287,000$2132/2.51,346540.1
17 Alemany Place, St. Johns, FL 32259Listed by WATSON REALTY CORPMay 2025$279,900$1942/2.51,442371.2
147 Castro Court, St. Johns, FL 32259Listed by COLDWELL BANKER ANABASIS REALTYAug 2026$295,000$2052/2.51,442221.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$274,000
Price / Sq Ft$226
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,210
Acres0.05 acres
Year Built2020
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address40 Scotch Pebble Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionAberdeen
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size2,178 sq ft
Parcel Number0099010630

Amenities

AmenitiesPool, Clubhouse, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPorch, Screened
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 26, 2025
Days on Market40
HOA Fees$355 / Quarterly
HOA FrequencyQuarterly
Tax Amount$1,754.92
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: ERA ONETEAM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Aberdeen

Aberdeen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Aberdeen homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 27, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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