This home is in Jacksonville — a pool home in Jacksonville.
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Sold·Closed Aug 29, 2025·20 days on market·Recent sales in Mandarin
12844 Bay Plantation Drive
Jacksonville, FL 32223
About this home
Jacksonville
Exquisite home with the perfect blend of elegance and comfort. Step into a spacious living room anchored by a cozy fireplace, ideal for gathering with family or relaxing comfort. The impressive kitchen has custom cabinets, large quartz island, and double ovens. A dedicated office/library offers a serene space for reading or working from home, while the media room provides the ultimate setting for movie nights or game day. The thoughtfully designed in-law suite features a private bedroom and full bath, offering comfort and privacy for guests or extended family. The luxurious master suite is a true retreat, complete with a spa-like en suite bath featuring a soaking tub, walk-in shower, dual vanities and huge walk-in closet with built in shelving. Step outside to your private backyard oasis, where a sparkling pool, fully equipped summer kitchen, and fire pit create the perfect setting for entertaining. All of this overlooks a peaceful preserve, providing natural beauty and privacy.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,684 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $16,587/yr
Estimated taxes if purchased at asking price: ~$25,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 11, 2025Listed$1,300,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $360/sq ft; this home is listed at $279/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12843 River Story Way, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTS | Jul 2026 | $1,913,750 | $502 | 5/4 | 3,813 | 16 | 0.1 |
| 12819 River Story Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $1,900,000 | $479 | 5/4.5 | 3,968 | 0 | 0.2 |
| 12767 Brady Road, Jacksonville, FL 32223Listed by VREELAND REAL ESTATE LLC | Jul 2026 | $700,000 | $206 | 4/3 | 3,403 | 6 | 0.3 |
| 14566 Longview Drive S, Jacksonville, FL 32223Listed by WATSON REALTY CORP | Jun 2026 | $1,550,000 | $360 | 5/3.5 | 4,305 | 170 | 0.4 |
| 14830 Ingle Lane, Jacksonville, FL 32223Listed by ROUND TABLE REALTY | Sep 2026 | $695,000 | $212 | 5/3.5 | 3,286 | 38 | 0.6 |
| 2513 Riley Oaks Trail, Jacksonville, FL 32223Listed by COLDWELL BANKER VANGUARD REALTY | Apr 2026 | $825,000 | $207 | 4/4 | 3,995 | 6 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Sold by: MOMENTUM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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