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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sandy Creek, St. Augustine.

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Sold

Sold·Closed Nov 3, 2025·129 days on market·Recent sales in Sandy Creek·Sandy Creek

27 Shady Lake Court

St. Augustine, FL 32095

$445,000sold priceListed at $465,000 · 95.7% of asking$210/sqftMLS# 2091070
3
Beds
2
Baths
2,118
Sq Ft
2019
Built
2
Garage
No
Pool

5 more homes for sale in Sandy Creek →Search Sandy Creek on the map

HOA $68/mo15,682 sqft lotSingle Family Residence1 story

About this home

Sandy Creek

SELLER CONCESSION OF $10,000 for this Stunning cul-de-sac home with numerous upgrades. This property features 3 bedrooms, 2 baths, a split floor plan, and a separate living area or office. The kitchen includes granite countertops, a large prep island, a glass subway backsplash, and stainless steel appliances. It boasts 5-inch baseboards, 8 ft doors, and elegant board and batten detailing. Enjoy the screened lanai, extended paver patio, and fully fenced backyard on a preserve lot, ideal for privacy and entertaining. Sandy Creek Community amenities include a jogging path, playground, and dog park. Schedule your private showing today. Move right into this gorgeous home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,445
Property taxesest. at asking price, St. Johns County$592
HOAbilled annually$68
Estimated total, before insurance$3,106/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,345/yr · $445/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,345/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $220/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
756 New Wales Lane, St. Augustine, FL 32092Listed by WATSON REALTY CORPSep 2026$565,000$2265/22,499301.1
368 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUPAug 2026$540,000$2604/2.52,075501.3
308 Diana Court, St. Augustine, FL 32092Listed by JPAR CITY AND BEACHAug 2026$430,250$2164/21,995981.3
424 Queen Anne Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$440,000$1934/32,276811.3
776 Eagle Point Drive, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$640,000$2414/32,661731.5
733 Trellis Bay Drive, St. Augustine, FL 32092Listed by CLASSIC REALTYSep 2026$405,000$2453/21,653211.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$465,000
Price / Sq Ft$220
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,118
Acres0.36 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address27 Shady Lake Court, St. Augustine, FL 32095
Area304- 210 South
SubdivisionSandy Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size15,681.6 sq ft
Parcel Number0264840980

Amenities

AmenitiesDog Park, Jogging Path
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Induction Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit, Lower Level
SecuritySecurity System Owned

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened
FencingFenced, Back Yard, Vinyl, Wrought Iron
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJune 3, 2025
Days on Market129
HOA Fees$820 / Annually
HOA FrequencyAnnually
Tax Amount$5,344.5
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sandy Creek

Sandy Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Sandy Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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