Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beacon Lake, St. Augustine.

Photo 1 / 75
Sold

Sold·Closed Aug 31, 2026·50 days on market·Recent sales in Beacon Lake·Beacon Lake

368 Stargaze Lane

St. Augustine, FL 32095

$540,000sold priceListed at $550,000 · 98.2% of asking$260/sqftMLS# 2152362
4
Beds
2.5
Baths
2,075
Sq Ft
2023
Built
3
Garage
No
Pool

19 more homes for sale in Beacon Lake →Search Beacon Lake on the map

FEMA Zone XHOA $5/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Beacon Lake

Set back beautifully in Beacon Lake, this move-in ready 4-bedroom, 2.5-bath home makes a memorable first impression with one of the best driveways in the neighborhood. The extra-long pavered driveway creates a grand approach to the home and leads to a spacious 3-car garage with Shark Coated flooring, giving buyers standout curb appeal, extra parking, and everyday functionality all in one. Inside, the home feels fresh, polished, and thoughtfully upgraded throughout. Crown molding through out the home adds an elevated finish, upgraded tile flooring brings both style and durability, and the kitchen features upgraded KitchenAid appliances. A water softener adds everyday comfort while also helping protect the home's plumbing and fixtures (recently removed by owner but hook up is available for new one). Every space has been well maintained, allowing buyers to move right in without taking on a list of updates.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,991
Property taxesest. at asking price, St. Johns County$719
HOAbilled annually$5
Estimated total, before insurance$3,715/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,894/yr · $741/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$540,000
$108,000
Loan Term
Monthly Payment
$2,991
Principal & Interest: $2,991
Property taxes (est.): $719
Insurance (est.): $360
Estimated Total Monthly
$4,070
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $535,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$462,124$411,402—
2024$449,553$399,553—
2023$85,000$85,000—

2025 property taxes (current owner): $8,894/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Closed$550,000
  • Aug 14, 2026Pending$550,000
  • Jun 25, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $265/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
65 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUPSep 2026$525,000$2263/2.52,328250.3
100 Leclerc Court, St. Augustine, FL 32095Listed by CASTILLO REAL ESTATE JAXSep 2026$490,000$2504/21,963871
95 Strobe Court, St. Augustine, FL 32095Listed by SUPER SELLERAug 2026$495,000$2133/2.52,326361.1
204 Silver Creek Place, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$530,000$2334/2.52,2701251.2
129 Silver Creek Place, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATEOct 2026$447,000$1803/2.52,477341.3
135 Da Vinci Boulevard, Ponte Vedra, FL 32081Listed by EXP REALTY LLCAug 2026$364,000$2283/2.51,593391.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$265
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,075
Acres0.18 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address368 Stargaze Lane, St. Augustine, FL 32095
Area304- 210 South
SubdivisionBeacon Lake
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size7,840.8 sq ft
Parcel Number0237250420

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Management - Part Time, Management- On Site, Pickleball, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesOpen Floorplan, Primary Downstairs, Walk-In Closet(s)
AppliancesGas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
Spa FeaturesHeated, Above Ground, Private

Exterior

Patio / PorchCovered, Patio, Porch, Screened
FencingFenced, Back Yard, Vinyl
RoofShingle

Additional Information

Date ListedJune 25, 2026
Days on Market50
HOA Fees$62 / Annually
HOA FrequencyAnnually
Tax Amount$8,893.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BLUEFIN REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beacon Lake

Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Beacon Lake homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines