Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Sandy Creek, St. Augustine — a home near Beachside High School.

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Active

Active·Listed today·Sandy Creek

124 Savanna Preserve Court

St. Augustine, FL 32095

$459,000$214/sqftEst. $2,340/moMLS# 2157984

Beds

Baths

2,144

Sq Ft

2012

Built

Garage

Pool

About this home

Sandy Creek

Welcome to this beautifully maintained 4-bedroom, 2-bath home in the sought-after Sandy Creek community, just off CR 210 with quick access to I-95, shopping, dining, Jacksonville, and historic St. Augustine. Perfectly positioned on a premium lot with a peaceful pond and wooded backdrop, this home offers privacy and picturesque views. Step inside to soaring ceilings, a spacious open layout, and a separate dining room ideal for entertaining. The kitchen features 42'' cabinetry, dark granite countertops, and overlooks the main living area and screened lanai. The fully fenced backyard is perfect for relaxing while enjoying the serene setting. The owner's suite showcases double tray ceiling, a custom accent wall concealing hidden doors to two fully built out walk-in closets, and a spacious en-suite bath. HVAC was replaced in 2025! All OF THIS while being located in Florida's top-rated St. Johns County School District with NO CDD fees!

Cost to own

Mortgage calculator

Home Price

$459,000

Down Payment: 20%

$91,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,340

Principal & Interest: $2,340

Property taxes (est.): $611

Insurance (est.): $306

Estimated Total Monthly

$3,257

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,340

Property taxesest. at asking price, St. Johns County$611

HOAbilled annually$72

Estimated total, before insurance$3,023/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,768 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History