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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sandy Creek, St. Augustine — a home near Beachside High School.

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Active Under Contract

$458,000Active Under Contract4 bd · 2 ba · 2,144 sq ft

Active Under Contract·92 days on market·Sandy Creek

124 Savanna Preserve Court

St. Augustine, FL 32095

$458,000$214/sqftEst. $2,497/mo mortgageMLS# 2157984
↓ $1,000 below original list
4
Beds
2
Baths
2,144
Sq Ft
2012
Built
2
Garage
No
Pool

4 more homes for sale in Sandy Creek →Search Sandy Creek on the map

FEMA Zone XHOA $72/mo7,405 sqft lotSingle Family Residence1 story

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About this home

Sandy Creek

NEW ROOF TO BE INSTALLED! Beautifully maintained 4-bed, 2-bath home in sought-after Sandy Creek, situated on a premium lot with a peaceful pond & wooded backdrop. Major updates include a new stove (2026), HVAC (2025), plus washer, dryer, refrigerator & water treatment system (2024). Inside, enjoy soaring ceilings, an open layout, separate dining room & kitchen with 42'' cabinetry and dark granite countertops overlooking the living area and screened lanai. The owner's suite features a double tray ceiling, custom accent wall with hidden doors to TWO fully built-out walk-in closets & spacious en-suite bath. Fully fenced backyard, NO CDD fees & highly rated St. Johns County schools! Convenient to CR 210, I-95, shopping, dining, Jacksonville & historic St. Augustine. Qualified buyers may be eligible for a 1% closing-cost credit through the preferred lender.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,497
Property taxesest. at asking price, St. Johns County$609
HOAbilled annually$72
Estimated total, before insurance$3,178/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$458,000
$91,600
Loan Term
Monthly Payment
$2,497
Principal & Interest: $2,497
Property taxes (est.): $609
Insurance (est.): $305
Estimated Total Monthly
$3,412
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,768 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 29, 2026Active Under Contract$458,000
  • Sep 12, 2026Price change$458,000−$1,000
  • Jul 31, 2026Listed$459,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $214/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
211 Jennie Lake Court, St. Augustine, FL 32095Listed by MOXII PRO REALTYJul 2026$445,000$2073/22,151190.5
951 Churchhill Lane, St. Augustine, FL 32092Listed by HOUSE & HAVENJul 2026$425,000$2224/21,914560.7
490 Windermere Way, St. Augustine, FL 32095Listed by EXP REALTY LLCOct 2026$450,000$2793/21,61480.9
756 New Wales Lane, St. Augustine, FL 32092Listed by WATSON REALTY CORPSep 2026$565,000$2265/22,499300.9
741 New Wales Lane, St. Augustine, FL 32092Listed by AIM REALTY OF JACKSONVILLEJul 2026$395,000$2273/21,741790.9
308 Diana Court, St. Augustine, FL 32092Listed by JPAR CITY AND BEACHAug 2026$430,250$2164/21,995981.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$458,000
Price / Sq Ft$214
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,144
Total Structure Area2,897 sq ft
Acres0.17 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zoned elementaryLakeside Academy
Zoned middleLakeside Academy
Zoned highBeachside High School
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryLakeside Academy
Reported middleLakeside Academy
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address124 Savanna Preserve Court, St. Augustine, FL 32095
Area304- 210 South
SubdivisionSandy Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size7,405.2 sq ft
Parcel Number0264830590

Amenities

AmenitiesPlayground
UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond, Trees/Woods

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater
HeatingCentral
CoolingElectric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Fence

Exterior

Patio / PorchScreened
FencingFull
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedJuly 31, 2026
Days on Market92
HOA Fees$861 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sandy Creek

Sandy Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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