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This home is in Sandy Creek, St. Augustine.

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109 CUMMER Way, St. Augustine, FL 32095

$450,000
MLS# 2130418
3
Bedrooms
2
Bathrooms
2,004
Sq Ft
2012
Year Built

About This Home — 109 CUMMER Way

Welcome to this 3-bedroom, 2-bath, single-story home offering 2,004 square feet of living space in the Sandy Creek community of St. Johns County. Designed with an open floor plan, the spacious living area flows seamlessly into the kitchen, making it ideal for everyday living and entertaining. The kitchen features a center island, ample counter space, and finishes that complement the home's tile and wood flooring throughout. The split-bedroom layout provides privacy, with a comfortable primary suite and well-sized secondary bedrooms. Step outside to a screened patio with pond views, creating a peaceful setting for morning coffee or evening relaxation. The rod iron fenced backyard adds both charm and function. Notable updates include a 2023 roof for added peace of mind. Sandy Creek offers low HOA fees, community amenities, and convenient access to shopping, dining, top-rated schools, and major roadways throughout St. Johns County.

Features

Price$450,000
Price / Sq Ft$225
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,004
Acres0.20 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address109 CUMMER Way, St. Augustine, FL 32095
Area304- 210 South
SubdivisionSandy Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size8,712 sq ft
Parcel Number0264830820
ZoningSingle Family

Amenities

AmenitiesDog Park
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio, Screened
FencingWrought Iron
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 13, 2026
Days on Market80
HOA Fees$869 / Annually
HOA FrequencyAnnually
Tax Amount$5,072.19
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

About Sandy Creek

Sandy Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Sandy Creek homes for sale →

Mortgage Calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,395
Principal & Interest: $2,395
Est. Taxes & Insurance: $599
Estimated Total Monthly
$2,994
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: THE LEGENDS OF REAL ESTATENick Brower · nickbrowerrealtor@gmail.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

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