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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Bartram Trail High School.

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Sold

Sold·Closed Aug 15, 2025·91 days on market·Recent sales in SilverLeaf

260 Vintage Oak Circle

St. Augustine, FL 32092

$225,000sold priceListed at $245,000 · 91.8% of asking$174/sqftMLS# 2082108
3
Beds
2
Baths
1,296
Sq Ft
2002
Built
—
Garage
No
Pool
HOA $21/mo7,405 sqft lotManufactured Home1 story

About this home

St. Augustine

Ask about $0 Down Payment & NO Closing Costs to buy this home!!! Sought after home in Bartram Oaks land included! 3 Bedroom 2 Bath on .17 acres. Kitchen with lots of cabinet space and eat-in dining area plus large family room & indoor laundry. Split bedrooms - Master Bedroom with walk-in closet, master bath shower stall, dual vanity & built-in cabinet storage. Two other bedrooms/full bathroom with shower. Laminate wood floor throughout and this home has been ideally maintained. New roof in 2018 as well as hot water heater & washer/dryer. New fridge in 2019, new dishwasher 2023 and new stove/oven 2024. Includes water softener and large shed out back. HVAC BRAND NEW 2025. Nearby Trout Creek Marina & Memorial Park provides nearly everything the angler or family boater needs for a great day on the St. Johns River! Not just a home but a lifestyle! This is a great vacation, investment/rental or year round home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Property taxesest. at asking price, St. Johns County$299
HOAbilled monthly$21
Estimated total, before insurance$1,567/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,017/yr · $168/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Property taxes (est.): $299
Insurance (est.): $150
Estimated Total Monthly
$1,696
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,017/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
109 Bartram Oaks Boulevard, St. Augustine, FL 32092Listed by LUXURY PROPERTY SERVICES GROUPAug 2026$180,000$1113/21,62020
264 Vintage Oak Circle, St. Augustine, FL 32092Listed by TOP SOURCE REALTY LLCJul 2026$130,000$1003/21,296130
273 Vintage Oak Circle, St. Augustine, FL 32092Listed by DJ & LINDSEY REAL ESTATEMar 2026$250,000$1523/21,643860.1
417 Treaty Oak Lane, St. Augustine, FL 32092Listed by LANTERN REALTY, LLC.Dec 2025$195,000$2033/2960400.1
236 Ladyslipper Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSJun 2026$442,000$2832/21,563171.8
6365 Jack Wright Island Road, St. Augustine, FL 32092Listed by COMPASS FLORIDA LLCJan 2026$679,000$5722/21,188291.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$245,000
Price / Sq Ft$189
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,296
Acres0.17 acres
Year Built2002
TypeResidential
Sub-TypeManufactured Home
StyleRanch
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address260 Vintage Oak Circle, St. Augustine, FL 32092
Area302-Orangedale Area
SubdivisionBartram Oaks
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,405.2 sq ft
Parcel Number0112260600
ZoningResidential

Amenities

AmenitiesManagement- On Site
Community FeaturesSidewalks, Suburban
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesEat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchDeck
FencingFenced, Back Yard, Privacy, Wood
RoofShingle
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedApril 16, 2025
Days on Market91
HOA Fees$21 / Monthly
HOA FrequencyMonthly
HOA NameBartram Oaks
HOA Fee IncludesOther
Tax Amount$2,016.74
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: DALTON WADE INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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