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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Jul 31, 2026·13 days on market·Recent sales in SilverLeaf

264 Vintage Oak Circle

St. Augustine, FL 32092

$130,000sold priceListed at $125,000 · 104% of asking$100/sqftMLS# 2143825
3
Beds
2
Baths
1,296
Sq Ft
2002
Built
—
Garage
No
Pool
HOA $21/mo7,405 sqft lotMobile Home1 story

About this home

St. Augustine

*** Highest & Best Hold Period active - expires 05/11/2026 @ 2:00 PM EST *** A double-wide mobile home with attached carport and workshop! This home is located within mobile home neighborhood and offers a split-bedroom floorplan, walk-in closets, eating-space kitchen w/island, and an indoor laundry room. Additional features include rear deck w/ramp, screened rear patio area, rear shed, workshop, and an air conditioned room off of the workshop that can double as guest suite or man-cave! This property is priced to sell. Schedule your showing today. ~ This property may qualify for Seller Financing (Vendee).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$720
Property taxesest. at asking price, St. Johns County$173
HOAbilled monthly$21
Estimated total, before insurance$914/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,711/yr · $226/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$130,000
$26,000
Loan Term
Monthly Payment
$720
Principal & Interest: $720
Property taxes (est.): $173
Insurance (est.): $87
Estimated Total Monthly
$980
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $230,000 in October 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$176,490$176,490—
2024$172,207$172,207—
2023$169,825$169,825—
2022$184,119$90,083—
2021$117,446$117,446—
2020$115,208$111,543—

2025 property taxes (current owner): $2,711/yr

Estimated taxes if purchased at asking price: ~$2,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Closed$125,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $96/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
109 Bartram Oaks Boulevard, St. Augustine, FL 32092Listed by LUXURY PROPERTY SERVICES GROUPAug 2026$180,000$1113/21,62020
273 Vintage Oak Circle, St. Augustine, FL 32092Listed by DJ & LINDSEY REAL ESTATEMar 2026$250,000$1523/21,643860.1
417 Treaty Oak Lane, St. Augustine, FL 32092Listed by LANTERN REALTY, LLC.Dec 2025$195,000$2033/2960400.1
236 Ladyslipper Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSJun 2026$442,000$2832/21,563171.8
6365 Jack Wright Island Road, St. Augustine, FL 32092Listed by COMPASS FLORIDA LLCJan 2026$679,000$5722/21,188291.8
145 Ladyslipper Drive, St. Johns, FL 32259Listed by RE/MAX UNLIMITEDNov 2025$397,000$2543/21,560831.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$125,000
Price / Sq Ft$96
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,296
Total Structure Area1,808 sq ft
Acres0.17 acres
Year Built2002
TypeResidential
Sub-TypeMobile Home
StyleRanch
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address264 Vintage Oak Circle, St. Augustine, FL 32092
Area302-Orangedale Area
SubdivisionBartram Oaks
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,405.2 sq ft
Parcel Number0112260610
ZoningMobile Home(s)

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport, Other

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesElectric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch, Porch, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 6, 2026
Days on Market13
HOA Fees$21 / Monthly
HOA FrequencyMonthly
HOA NameBartram Oaks Homeowners Association
Tax Amount$2,711.08
Tax Year2025
Listing TermsCash, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TOP SOURCE REALTY LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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