This home is in St. Augustine — a home near Bartram Trail High School.
Sold·Closed Aug 6, 2026·2 days on market·Recent sales in SilverLeaf
109 Bartram Oaks Boulevard
St. Augustine, FL 32092
About this home
St. Augustine
This is a great opportunity to be in the St. Johns school district in an affordable home. This is a 3 bedroom 2 bath home with easy access to Rt 13 and 210. There is new carpeting throughout the home. The home is light and bright with skylights that let in the sunshine. It is conveniently located near the St. Johns river and just across the Shand's bride from Green Cove Springs. You will find one of the best barbeque restaurants in Florida, Woodpeckers, just down the road. You will find a storage shed in the back yard, and still plenty of space to play in the back yard. The washer and dryer are inside. This is a very well maintained neighborhood where neighbors take pride in their homes. Low HOA costs and no CDD fees. Make an appointment to see this home today.
Next steps in SilverLeaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FLA011767 - BARTRAM OAKS WWTF · Public water (record)
County records show this parcel on central sewer served by FLA011767 - BARTRAM OAKS WWTF — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,614 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Guana Reserve dirt lotabout 17 mi · 60 parking spaces
Closest park or preserve
Alpine Groves Parkabout 6 mi · 1 mi of trails
Closest public boat ramp
Old Shand's Bridge Public Boat Ramp (shallow water)about 2 mi · St. Johns River
Closest kayak & paddleboard launch
Vera Francis Hall City Park Canoe Landingabout 6 mi · Governor's Creek
Closest youth league fields
Rivertown II Athletic Complexabout 4 mi · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $191,257 | $27,157 | — |
| 2024 | $205,936 | $25,543 | — |
| 2023 | $200,256 | $23,197 | — |
| 2022 | $177,352 | $25,419 | — |
| 2021 | $117,225 | $24,500 | — |
| 2020 | $115,840 | $25,000 | — |
2025 property taxes (current owner): $861/yr
Estimated taxes if purchased at asking price: ~$2,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 6, 2026Closed$200,000
- Jul 20, 2026Pending$200,000
- Jul 1, 2026Listed$200,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $123/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 264 Vintage Oak Circle, St. Augustine, FL 32092Listed by TOP SOURCE REALTY LLC | Jul 2026 | $130,000 | $100 | 3/2 | 1,296 | 13 | 0 |
| 100 Bartram Oaks Boulevard, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTS | Sep 2026 | $226,000 | $119 | 3/2 | 1,904 | 147 | 0.1 |
| 5205 River Park Villas Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $450,000 | $231 | 3/2.5 | 1,944 | 69 | 0.4 |
| 32 Ren Way, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLC | Sep 2026 | $435,000 | $215 | 4/3 | 2,027 | 168 | 1.4 |
| 234 Purus Way, St. Johns, FL 32259Listed by ROUND TABLE REALTY | Jul 2026 | $454,000 | $224 | 4/3 | 2,027 | 63 | 1.4 |
| 186 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLC | Sep 2026 | $480,000 | $256 | 2/2 | 1,876 | 24 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LUXURY PROPERTY SERVICES GROUP
Sold by: RE/MAX SPECIALISTS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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