Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Summerhouse, St. Augustine — an oceanfront home in Northeast Florida.

No photos available

This listing has no photos yet

Sold

Sold·Closed Sep 11, 2025·132 days on market·Recent sales in Summerhouse·Summerhouse

8550 A1A S 450

St. Augustine, FL 32080

$460,000sold priceListed at $489,000 · 94.1% of asking$432/sqftMLS# 2079285
2
Beds
2.5
Baths
1,064
Sq Ft
1982
Built
—
Garage
No
Pool

3 more homes for sale in Summerhouse →Search Summerhouse on the map

HOA $682/moWaterfrontCondominium2 stories

About this home

Summerhouse

Experience Coastal Living Near Marineland & Historic St. Augustine! The seller is willing to contribute toward a rate buy-down with an acceptable offer! Welcome to your ocean-view escape on the south end of Anastasia Island! This updated 2-bed, 2.5-bath condo overlooks the pool with the beach just beyond—perfect for family vacations, full-time living, or rental income. Located minutes from Marineland, Fort Matanzas, and St. Augustine's historic charm, you'll also enjoy easy access to local beaches, water sports, and beachfront dining. Set within a 25-acre resort-style community with 4 pools, 4 private beach walkovers, tennis/racquetball courts, a clubhouse, playground, and RV/boat parking. The onsite rental program makes ownership effortless. Recent updates include: ~A/C (under 2 years old) ~Washer, dryer, microwave & fridge (1 year old) Monthly dues include water, cable, and internet. Don't miss your chance to own a piece of paradise!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,548
Property taxesest. at asking price, St. Johns County$612
HOAbilled monthly$682
Estimated total, before insurance$3,842/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,576/yr · $465/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,689 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,576/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $411/sq ft; this home is listed at $460/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8130 A1A S J13, St. Augustine, FL 32080Listed by REALTY EXECUTIVES OCEANSIDEMar 2026$450,000$3742/2.51,2021720
8550 A1A S 14244, St. Augustine, FL 32080Listed by ROUND TABLE REALTYMar 2026$405,000$3812/2.51,0642630
8550 A1A S 340, St. Augustine, FL 32080Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTDec 2025$390,000$3672/21,0641440
8550 A1A S 454, St. Augustine Beach, FL 32080Listed by MAXREV, LLCOct 2026$545,000$5122/2.51,064240.1
8550 A1A #123 12223, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESAug 2026$437,000$4112/2.51,0641470.1
8550 A1A S 106, St. Augustine, FL 32080Listed by MARK SPAIN REAL ESTATEJul 2026$535,000$5032/2.51,064480.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$489,000
Price / Sq Ft$460
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,064
Year Built1982
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address8550 A1A S 450, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionSummerhouse
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1865344250
ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Beach Access, Car Wash Area, Management - Full Time, Management- On Site, Playground, RV/Boat Storage, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, RV Access/Parking
ViewOcean, Pool
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionConcrete, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedApril 2, 2025
Days on Market132
HOA Fees$682 / Monthly
HOA FrequencyMonthly
HOA NameSummerhouse
Tax Amount$5,575.79
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Sold by: FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Summerhouse

Summerhouse is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32080.

View all Summerhouse homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines