This home is in Summerhouse, St. Augustine Beach — an oceanfront condo in St. Augustine.
$545,000Sold2 bd · 2.5 ba · 1,064 sq ft
Sold·Closed Oct 13, 2026·24 days on market·Recent sales in Summerhouse·Summerhouse
8550 A1A S 454
St. Augustine Beach, FL 32080
4 more homes for sale in Summerhouse →Search Summerhouse on the map
About this home
Summerhouse
Rarely available: the best-priced direct oceanfront condo in Summer House. This 2-bedroom, 2.5-bath unit sits right on the sand, with unobstructed Atlantic views from nearly every room and beach-inspired decor throughout. Being sold fully furnished and turnkey. The open living area faces the water for an immersive ocean view rarely found at this price point. Both bedrooms are generously sized, with 2.5 baths for comfort and convenience. Summer House residents enjoy resort-style amenities including tennis courts and a community pool, plus direct beach access steps from your door. A proven successful vacation rental history adds strong income potential for investors, alongside its appeal as a primary or second home. Don't miss this rare direct oceanfront opportunity at the best value in the community!
Next steps in Summerhouse
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · St Johns County Utilities
County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,643 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Fort Matanzas north access3 min drive · 19 parking spaces
Closest park or preserve
Moses Creek Conservation Area9 min drive · 7.6 mi of trails
Closest public boat ramp
Green Road County Boat Ramp (Limited Parking)about 3 mi · Matanzas River
Closest kayak & paddleboard launch
Fort Matanzas National National Monument – Matanzas Inlet West Parking Lot Paddlecraft Accessabout 0.6 mi
Closest youth league fields
Frank Butler Beachfront Park East10 min drive · Soccer
Closest grocery store
Aldi17 min drive · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,287/yr
Estimated taxes if purchased at asking price: ~$8,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 14, 2026Closed$575,000
- Sep 11, 2026Pending$575,000
- Sep 4, 2026Active Under Contract$575,000
- Aug 4, 2026Listed$575,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $411/sq ft; this home is listed at $512/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8550 A1A #123 12223, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATES | Aug 2026 | $437,000 | $411 | 2/2.5 | 1,064 | 147 | 0 |
| 8550 A1A S 106, St. Augustine, FL 32080Listed by MARK SPAIN REAL ESTATE | Jul 2026 | $535,000 | $503 | 2/2.5 | 1,064 | 48 | 0.1 |
| 8550 A1A 24244, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATES | Jun 2026 | $360,000 | $338 | 2/2.5 | 1,064 | 29 | 0.1 |
| 8130 A1A S J13, St. Augustine, FL 32080Listed by REALTY EXECUTIVES OCEANSIDE | Mar 2026 | $450,000 | $374 | 2/2.5 | 1,202 | 172 | 0.1 |
| 8550 A1A S 14244, St. Augustine, FL 32080Listed by ROUND TABLE REALTY | Mar 2026 | $405,000 | $381 | 2/2.5 | 1,064 | 263 | 0.1 |
| 8550 A1A S 347, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATES | Dec 2025 | $460,000 | $432 | 2/2.5 | 1,064 | 563 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MAXREV, LLC
Sold by: EXP REALTY, LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summerhouse
Summerhouse is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32080.
View all Summerhouse homes for sale →Keep looking
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For RentLease
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines