This home is in Summer House, St. Augustine — a home near Pedro Menendez High School.
Sold·Closed Jul 31, 2026·48 days on market·Recent sales in Summer House·Summer House
8550 A1A S 106
St. Augustine, FL 32080
12 more homes for sale in Summer House →Search Summer House on the map
About this home
Summer House
Wake up to breathtaking ocean views and the soothing sound of the waves from this beautifully updated condo in the sought-after Summerhouse community in St. Augustine. This furnished 2-bedroom, 2.5-bath, two-story unit offers coastal living at its finest with direct ocean views, updated flooring, granite countertops, stainless steel appliances, and an open living area leading to a private balcony overlooking the Atlantic. The spacious primary suite features panoramic ocean views and an updated ensuite bath with a walk-in shower, creating the perfect private retreat. Currently participating in the onsite rental program, this property presents an excellent opportunity for both personal enjoyment and investment income. Summerhouse amenities include four heated pools, four private beach walkovers, tennis and basketball courts, pickleball, fitness center, clubhouse, playground, gated security, RV/boat storage, and a car wash station.
Next steps in Summer House
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1980)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,607 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $538,740 | $538,740 | — |
| 2024 | $608,850 | $497,687 | — |
| 2023 | $633,721 | $452,443 | — |
| 2022 | $448,950 | $411,312 | — |
| 2021 | $373,920 | $373,920 | — |
| 2020 | $356,700 | $356,700 | — |
2025 property taxes (current owner): $7,287/yr
Estimated taxes if purchased at asking price: ~$8,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 3, 2026Closed$550,000
- Jul 7, 2026Pending$550,000
- May 21, 2026Listed$550,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $381/sq ft; this home is listed at $517/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8550 A1A #123 12223, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATES | Aug 2026 | $437,000 | $411 | 2/2.5 | 1,064 | 147 | 0.1 |
| 8550 A1A 24244, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATES | Jun 2026 | $360,000 | $338 | 2/2.5 | 1,064 | 29 | 0.1 |
| 8550 A1A S 14244, St. Augustine, FL 32080Listed by ROUND TABLE REALTY | Mar 2026 | $405,000 | $381 | 2/2.5 | 1,064 | 263 | 0.2 |
| 8130 A1A S H7, St. Augustine, FL 32080Listed by WATSON REALTY CORP | Jul 2026 | $315,000 | $262 | 2/1.5 | 1,202 | 77 | 1.2 |
| 8130 A1A S S H18, St. Augustine, FL 32080Listed by WATSON REALTY CORP | Apr 2026 | $425,000 | $354 | 2/1.5 | 1,202 | 124 | 1.2 |
| 7950 A1A 220, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK | Apr 2026 | $599,000 | $514 | 2/2 | 1,166 | 425 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer House
Summer House is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32080.
View all Summer House homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines