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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Summerhouse, St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Mar 9, 2026·263 days on market·Recent sales in Summerhouse·Summerhouse

8550 A1A S 14244

St. Augustine, FL 32080

$405,000sold priceListed at $430,000 · 94.2% of asking$381/sqftMLS# 2083315
2
Beds
2.5
Baths
1,064
Sq Ft
1980
Built
—
Garage
No
Pool

4 more homes for sale in Summerhouse →Search Summerhouse on the map

HOA $687/moCondominium2 stories

About this home

Summerhouse

Welcome to this gorgeous furnished ocean view condo w/amazing views of the Atlantic! 2 bdrms & 2.5 baths, w/a spacious open-concept living area. The kitchen is equipped w/stainless steel appliances, new quartz countertops & new 2023 AC unit. Step outside onto your private balcony to enjoy the ocean breeze & spectacular views. Head upstairs to the master bedroom w/large walk-in shower en suite & views of the ocean! Spacious 2nd bedroom w/a walk in closet & full hall bath. Amenities include access to a private beach walkover, heated outdoor pool, pickleball courts, clubhouse & fitness center. Conveniently located just a short drive from historic downtown St. Augustine & surrounding areas! RV/Boat parking available.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,243
Property taxesest. at asking price, St. Johns County$539
HOAbilled monthly$687
Estimated total, before insurance$3,469/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,847/yr · $487/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$405,000
$81,000
Loan Term
Monthly Payment
$2,243
Principal & Interest: $2,243
Property taxes (est.): $539
Insurance (est.): $270
Estimated Total Monthly
$3,052
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,847/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 1, 2025Listed$430,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $411/sq ft; this home is listed at $404/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8550 A1A #123 12223, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESAug 2026$437,000$4112/2.51,0641470.1
8550 A1A S 106, St. Augustine, FL 32080Listed by MARK SPAIN REAL ESTATEJul 2026$535,000$5032/2.51,064480.2
8550 A1A 24244, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESJun 2026$360,000$3382/2.51,064290.2
8130 A1A S H7, St. Augustine, FL 32080Listed by WATSON REALTY CORPJul 2026$315,000$2622/1.51,202770.9
8130 A1A S S H18, St. Augustine, FL 32080Listed by WATSON REALTY CORPApr 2026$425,000$3542/1.51,2021241
7950 A1A 220, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKApr 2026$599,000$5142/21,1664251.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$430,000
Price / Sq Ft$404
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,064
Year Built1980
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address8550 A1A S 14244, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionSummerhouse
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1865314244

Amenities

AmenitiesBeach Access, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management- On Site, Playground, RV/Boat Storage, Security, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Guest, RV Access/Parking
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories2
LevelsThree Or More
LaundryIn Unit
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Other StructuresTennis Court(s)
Road FrontageHighway

Additional Information

Date ListedAugust 1, 2025
Days on Market263
HOA Fees$687 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV
Tax Amount$5,846.95
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Summerhouse

Summerhouse is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32080.

View all Summerhouse homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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