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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Summer Beach, Fernandina Beach — a home near Fernandina Beach High School.

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Sold

Sold·Closed Oct 6, 2025·186 days on market·Recent sales in Summer Beach·Summer Beach

1731 Regatta Drive

Fernandina Beach, FL 32034

$2,050,000sold priceListed at $2,450,000 · 83.7% of asking$465/sqftMLS# 2073153
3
Beds
3.5
Baths
4,407
Sq Ft
1997
Built
4
Garage
Yes
Pool

4 more homes for sale in Summer Beach →Search Summer Beach on the map

HOA $160/mo0.45 acresSingle Family Residence1 story

About this home

Summer Beach

Experience Luxury Living at Its Finest in this completely renovated pool home, boasting breathtaking golf course views in the highly coveted Golfside South community. Situated on a rare double-lot, this exceptional property offers both privacy and expansive outdoor space, making it truly one of a kind. Spanning an impressive 4,407 square feet with a 4 car garage, this exquisite residence seamlessly blends modern style with timeless sophistication, offering extensive indoor and outdoor living spaces perfect for both grand entertaining and intimate gatherings. This stunning home features three spacious bedroom en suites, each offering private luxury, spa-like bathrooms, and generous custom wood walk-in closets. The primary suite is a true sanctuary, boasting a steam shower, separate soaking tub, and private sauna—the perfect place to unwind in ultimate relaxation. A dedicated office space down the hallway provides a quiet retreat for work or study, ensuring both luxury and

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,355
Property taxesest. at asking price, Nassau County$2,830
HOAbilled monthly$160
Estimated total, before insurance$14,345/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$11,971/yr · $998/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,050,000
$410,000
Loan Term
Monthly Payment
$11,355
Principal & Interest: $11,355
Property taxes (est.): $2,830
Insurance (est.): $1,367
Estimated Total Monthly
$15,552
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $11,971/yr

Estimated taxes if purchased at asking price: ~$34,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $387/sq ft; this home is listed at $556/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1787 Fairway Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJun 2025$970,000$3123/3.53,113250.1
1657 Rigging Way, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESDec 2025$1,300,000$3753/3.53,466700.2
1653 Rigging Way, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2025$1,450,000$3874/43,748300.2
1381 Forrest Drive, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYFeb 2026$970,000$2885/5.53,3702130.6
95075 Spinnaker Drive, Fernandina Beach, FL 32034Listed by NON MLS (realMLS)Sep 2025$1,830,000$4835/43,785600.7
95366 Spinnaker Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYMar 2026$1,380,000$4134/4.53,3431200.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,450,000
Price / Sq Ft$556
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,407
Acres0.45 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages4
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

Community Information

Address1731 Regatta Drive, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionGolfside At Summer Beach
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size19,602 sq ft
Lot Dimensions200 x 105
Parcel Number00SB30065A00620000
ZoningResidential

Amenities

AmenitiesPool, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyInsulation, Thermostat, Windows
ParkingGarage, Garage Door Opener
ViewGolf Course, Lake

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Ice Maker, Induction Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit
SecurityEntry Phone/Intercom, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesImpact Windows
Lot DescriptionOn Golf Course
Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionFrame, Stucco
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 16, 2025
Days on Market186
HOA Fees$160 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSecurity
Tax Amount$11,971.31
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUMMER HOUSE REALTY

Sold by: PONTE VEDRA CLUB REALTY, INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Summer Beach

Summer Beach is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Summer Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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