This home is in Fernandina Beach.
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Sold·Closed Feb 20, 2026·213 days on market·Recent sales in Amelia Island
1381 Forrest Drive
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Island Living Just Steps from the Sand. Welcome to your slice of Amelia Island, in a beautifully renovated home tucked beneath mature trees and island breezes on an oversized lot. Located on the coveted south end and just a short stroll to the beach, golf, and local dining, this home blends coastal lifestyle with modern convenience. Freshly updated with a new roof and stylish finishes throughout, the home features durable quartz countertops and sleek, top-quality appliances that make daily living feel effortless. With plenty of space for family or guests, it's also eligible for short-term rental—giving you options, whether you're looking for a full-time residence, vacation getaway, or smart investment. Out your door, hop onto the scenic bike and walking trail that winds across the island. Quiet, comfortable, and priced well below the average per square foot for the area, this is a rare opportunity to enjoy the laid-back luxury of island life—without compromise.
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal, Shingle — year not disclosed (home built 1981)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,659 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Scott Road Beach Accessabout 0.8 mi · 100 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 5 mi · 3.6 mi of trails
Closest public boat ramp
Holly Point Boat Rampabout 5 mi · Nassau River
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 6 mi · Egan's Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 11 mi · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:29 AM, sunset 6:53 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $9,639/yr
Estimated taxes if purchased at asking price: ~$16,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $371/sq ft; this home is listed at $325/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95112 Spring Blossom Court, Fernandina Beach, FL 32034Listed by NON MLS (realMLS) | Mar 2026 | $865,000 | $285 | 5/4 | 3,039 | 28 | 0.2 |
| 1587 Regatta Drive, Fernandina Beach, FL 32034Listed by BEYCOME OF FLORIDA LLC | Apr 2026 | $1,270,000 | $519 | 3/3 | 2,449 | 18 | 0.3 |
| 1225 Forrest Drive, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLC | Mar 2026 | $800,000 | $308 | 4/3 | 2,596 | 138 | 0.3 |
| 4919 Yachtsmans Drive, Fernandina Beach, FL 32034Listed by CRATEM REALTY COMPANY | Aug 2026 | $950,000 | $371 | 4/3 | 2,559 | 3 | 0.4 |
| 1657 Rigging Way, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Dec 2025 | $1,300,000 | $375 | 3/3.5 | 3,466 | 70 | 0.4 |
| 1601 Regatta Drive, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLC | Nov 2025 | $850,000 | $312 | 3/3.5 | 2,727 | 8 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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