This home is in Summer Beach, Fernandina Beach.
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Sold·Closed Sep 24, 2025·60 days on market·Recent sales in Summer Beach·Summer Beach
95075 Spinnaker Drive
Fernandina Beach, FL 32034
4 more homes for sale in Summer Beach →Search Summer Beach on the map
About this home
Summer Beach
Nestled in the gated Golfside North community, this 3,785 sq ft custom home sits on a rare 0.74-acre lot—one of Summer Beach's largest—bordering three holes of The Golf Club of Amelia Island with stunning views of the 11th green, 12th tee, and 15th fairway. The backyard is a serene retreat with lush landscaping, a pool, screened lanai, and covered patio with outdoor speakers and mounted TV. Inside, the kitchen offers stainless steel appliances, gas range, and bright cabinetry, opening to a spacious family room with fireplace. The flexible layout includes 5 bedrooms and 4 full baths—4 bedrooms and 3 baths on the main floor, including a home office. Upstairs, a private suite with full bath is ideal for guests. Features include a rare 3-car courtyard-entry garage and paver driveway. Enjoy easy access to the beach, community pool, and a scenic path to The Ritz-Carlton, plus nearby dining, shopping, and more.
Next steps in Summer Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
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Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
Peters Point Beachfront Parkabout 0.3 mi · 180 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 5 mi · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 5 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 5 mi · Egan's Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 12 mi · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $9,726/yr
Estimated taxes if purchased at asking price: ~$30,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $431/sq ft; this home is listed at $524/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95118 Captains Way, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Feb 2026 | $1,750,000 | $532 | 4/4 | 3,289 | 0 | 0.1 |
| 95366 Spinnaker Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Mar 2026 | $1,380,000 | $413 | 4/4.5 | 3,343 | 120 | 0.2 |
| 4438 S Fletcher Avenue, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2025 | $2,325,000 | $660 | 4/3.5 | 3,522 | 45 | 0.2 |
| 95384 Captains Way, Fernandina Beach, FL 32034Listed by CENTURY 21 MILLER ELITE LLC | Aug 2026 | $1,200,000 | $386 | 3/3.5 | 3,110 | 66 | 0.4 |
| 95085 Willet Way, Fernandina Beach, FL 32034Listed by PONTE VEDRA & COMPANY REAL ESTATE LLC | Jul 2025 | $1,026,000 | $338 | 4/4.5 | 3,039 | 165 | 0.4 |
| 95249 Whistling Duck Circle, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Nov 2025 | $1,200,000 | $431 | 4/3 | 2,782 | 55 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: NON MLS (realMLS)
Sold by: AMELIA ISLAND REAL ESTATE SERVICES (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer Beach
Summer Beach is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Summer Beach homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines