This home is in Summer Beach, Fernandina Beach.
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Sold·Closed Dec 12, 2025·70 days on market·Recent sales in Summer Beach·Summer Beach
1657 Rigging Way
Fernandina Beach, FL 32034
4 more homes for sale in Summer Beach →Search Summer Beach on the map
About this home
Summer Beach
SPACE, STYLE & FAIRWAY VIEWS—THIS AMELIA ISLAND GEM HAS IT ALL! Just steps from the Ritz-Carlton and under a mile from the ocean, this fully remodeled 3BR/3.5BA home in Golfside South offers flexible living with 2 bonus rooms perfect for offices or guests. Enjoy soaring ceilings, skylights, and a stunning custom kitchen with quartz counters and island seating. The 4,000+ sq. ft. layout includes a split-bedroom plan, sunroom, and a screened lanai overlooking The Golf Club of Amelia Island. Lush landscaping, a private courtyard off the primary suite, and ample parking enhance outdoor living. Optional membership to the nearby Ritz-Carlton Spa & Amelia Island Club offers tennis, fitness, dining & more. Over $300K in updates—new roof (2017), plumbing, electrical, luxury flooring, and finishes. Fully furnished and move-in ready, this home is ideal as a full-time residence or second home. Don't miss this opportunity to live the best of island life!
Next steps in Summer Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2017 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,459 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $16,092/yr
Estimated taxes if purchased at asking price: ~$21,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 11, 2025Listed$1,450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $413/sq ft; this home is listed at $418/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4919 Yachtsmans Drive, Fernandina Beach, FL 32034Listed by CRATEM REALTY COMPANY | Aug 2026 | $950,000 | $371 | 4/3 | 2,559 | 3 | 0.2 |
| 95366 Spinnaker Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Mar 2026 | $1,380,000 | $413 | 4/4.5 | 3,343 | 120 | 0.8 |
| 95384 Captains Way, Fernandina Beach, FL 32034Listed by CENTURY 21 MILLER ELITE LLC | Aug 2026 | $1,200,000 | $386 | 3/3.5 | 3,110 | 66 | 1 |
| 17 Harrison Creek Road, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Aug 2026 | $2,100,000 | $621 | 3/3 | 3,383 | 40 | 1.8 |
| 3110 Egans Bluff Road, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $645,000 | $249 | 3/2 | 2,590 | 39 | 2 |
| 10 Hickory Lane, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $1,295,000 | $442 | 3/2.5 | 2,929 | 20 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer Beach
Summer Beach is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines