This home is in Yulee — a home near Yulee High School.
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Sold·Closed May 14, 2025·181 days on market·Recent sales in Yulee
86065 Duncan Road
Yulee, FL 32097
About this home
Yulee
Welcome home! This beautifully updated 2-bedroom, 1-bath bungalow is the perfect blend of modern comfort and charm. Nestled on a 91x100 lot, this delightful residence boasts a brand new roof, new HVAC system, and energy-efficient windows, ensuring peace of mind for years to come. Step inside to discover a bright and airy floor plan adorned with stylish vinyl flooring that flows seamlessly throughout the living areas. The heart of the home features stunning solid surface countertops and brand new cabinetry, creating an inviting space for family and friends. Enjoy your morning coffee or unwind after a long day on the cozy front and back porches, perfect for soaking up the beautiful Florida weather. Plus, with no HOA fees, you can truly make this home your own! Location is everything! This bungalow is conveniently situated just a short drive from the breathtaking Amelia Island beaches, the historic charm of Fernandina Beach and an of shopping, dining, golfing, boating and more.
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1960)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,207 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 40, S Fletcher Ave. & Pascoabout 10 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 10 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 2 mi · Lofton Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 8 mi · Boggy Creek
Closest grocery store
Publixabout 2 mi · 76010 William Burgess Blvd, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $605/yr
Estimated taxes if purchased at asking price: ~$3,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $269/sq ft; this home is listed at $277/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 85877 N Harts Road, Yulee, FL 32097Listed by FERNANDINA BEACH REALTY | Oct 2025 | $265,000 | $269 | 3/1 | 984 | 130 | 0.4 |
| 86341 Goodbread Road, Yulee, FL 32097Listed by WATSON REALTY CORP | Sep 2026 | $120,000 | $171 | 2/1 | 700 | 172 | 0.8 |
| 86313 Cardinal Road, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT | Aug 2026 | $310,000 | $376 | 2/1 | 824 | 3 | 0.8 |
| 86446 Peeples Road, Yulee, FL 32097Listed by WATSON REALTY CORP | Jan 2026 | $220,000 | $247 | 2/2 | 890 | 58 | 1.6 |
| 85139 Radio Avenue, Yulee, FL 32097Listed by PALM III REALTY AND PROPERTY M | May 2026 | $265,000 | $283 | 2/1 | 936 | 38 | 1.8 |
| 85042 Halls Lane, Yulee, FL 32097Listed by PALM III REALTY AND PROPERTY M | Aug 2026 | $65,000 | $97 | 3/1 | 672 | 68 | 2.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER THE AMELIA GROUP
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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