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This home is in Yulee.

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Sold

Sold·Closed Oct 22, 2025·130 days on market·Recent sales in Yulee

85877 N Harts Road

Yulee, FL 32097

$265,000sold priceListed at $290,000 · 91.4% of asking$269/sqftMLS# 2085822

Beds

Baths

984

Sq Ft

1954

Built

—

Garage

Pool

No HOA2.49 acresSingle Family Residence1 story

About this home

Yulee

Nassau County - Charming Cottage on 2.5 Acres in the Heart of Yulee - No HOA, No CDD, No Impact Fees! Don't miss this rare opportunity to own a beautifully situated 3-bedroom, 1-bath cottage on a sprawling 2.5-acre lot in the heart of Yulee, in sought after Nassau County. Offering 984 square feet of living space, this home is full of character and endless potential—ideal as a primary residence, investment property, or serene getaway. A true gem for buyers looking for space and flexibility. Tucked away in a prime location, you'll be just minutes from top-rated schools, shopping, dining, and the pristine beaches of Amelia Island. Quick access to Kings Bay, Georgia, and Jacksonville, Florida, makes commuting or weekend adventures a breeze. Whether you're looking to expand, invest, or simply enjoy quiet country living with city conveniences nearby, this property offers the best of both worlds.

Next steps in Yulee

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,456

Property taxesest. at asking price, Nassau County$366

Estimated total, before insurance$1,822/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1954)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,555 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Beach access 40, S Fletcher Ave. & Pasco
about 10 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenway
about 11 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Ramp
about 2 mi · Lofton Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Access
about 7 mi · Boggy Creek
Closest grocery store
Publix
about 2 mi · 76010 William Burgess Blvd, Yulee

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:36 AM, sunset 6:45 PM.

Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $190/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $252/sq ft; this home is listed at $295/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
85930 N Harts Road, Yulee, FL 32097Listed by EXIT INSPIRED REAL ESTATE	Apr 2026	$311,000	$267	2/2	1,164	6	0.2
86226 Mainline Road, Yulee, FL 32097Listed by INTEGRITY KEY REALTY LLC	Jun 2026	$267,000	$219	3/2	1,219	84	0.3
86313 Cardinal Road, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT	Aug 2026	$310,000	$376	2/1	824	3	0.4
86065 Duncan Road, Yulee, FL 32097Listed by COLDWELL BANKER THE AMELIA GROUP	May 2025	$196,900	$249	2/1	792	181	0.4
86293 Mainline Road, Yulee, FL 32097Listed by FERNANDINA BEACH REALTY	May 2025	$307,500	$252	3/2	1,219	9	0.4
86848 Mainline Road, Yulee, FL 32097Listed by UNITED REAL ESTATE GALLERY	Jun 2026	$239,000	$205	2/2.5	1,168	19	0.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$290,000

Price / Sq Ft$295

Bedrooms3

Bathrooms1.00

Full Baths1

Square Footage984

Acres2.49 acres

Year Built1954

TypeResidential

Sub-TypeSingle Family Residence

StyleCottage

Property ConditionFixer

StatusClosed

# of Carport Spaces2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

This listingNo schools reported in the MLS

ElementaryYulee, reported on 8 other Metes & Bounds listings

MiddleYulee, reported on 11 other Metes & Bounds listings

HighYulee, reported on 10 other Metes & Bounds listings

County schoolsNassau County Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address85877 N Harts Road, Yulee, FL 32097

Area481-Nassau County-Yulee South

SubdivisionMetes & Bounds

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size108,464.4 sq ft

Lot Dimensions139x781

Parcel Number042N27000000030260

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourcePrivate, Well

ParkingOther

Interior

AppliancesNone

HeatingElectric

CoolingWall/Window Unit(s)

# of Stories1

LevelsOne

Exterior

Lot DescriptionAgricultural, Few Trees

RoofMetal

ConstructionFrame, Wood Siding

Other StructuresShed(s)

Road SurfaceAsphalt

Road FrontageCounty Road

Additional Information

Date ListedMay 5, 2025

Days on Market130

Tax Amount$189.72

Tax Year2024

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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