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This home is in Ponte Vedra — a new construction home in Nocatee.

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Sold

Sold·Closed Jun 9, 2026·602 days on market·Recent sales in Nocatee

385 Reflections Avenue

Ponte Vedra, FL 32081

$670,000sold priceListed at $699,072 · 95.8% of asking$279/sqftMLS# 2048210

Beds

2.5

Baths

2,400

Sq Ft

2025

Built

Garage

Pool

HOA $70/moSingle Family Residence2 storiesNew construction

About this home

Ponte Vedra

A refined balance of classic comforts and modern luxuries come together in this outstanding new home in Nocatee. The impressive open-concept living spaces grace the first floor, welcoming you home with sunny gathering spaces, 10' ceilings, and elegant floors. The resident chef will love the streamlined kitchen's functional and stylish upgrades.This lavish 2-story Seahorse home features a grand Owner's Retreat on the first floor with timeless finishes. A deluxe walk-in closet and pamper-ready bathroom make your Owner's Retreat a private vacation at the end of each day. The second floor provides two spare bedrooms, a loft, and full bathroom, making it a great home for those that love to host birthday parties and game-day celebrations.

Next steps in Nocatee

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,711

Property taxesest. at asking price, St. Johns County$892

HOAbilled annually$70

Estimated total, before insurance$4,673/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$670,000

Down Payment: 20%

$134,000

Interest Rate: 7.40%

Loan Term

Monthly Payment

$3,711

Principal & Interest: $3,711

Property taxes (est.): $892

Insurance (est.): $447

Estimated Total Monthly

$5,049

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,567 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $313/sq ft; this home is listed at $291/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
293 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INC	Sep 2026	$675,140	$291	4/3.5	2,321	10	0.1
299 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INC	Sep 2026	$731,461	$305	4/3.5	2,396	23	0.1
285 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTY	Sep 2026	$725,000	$306	3/2.5	2,367	107	0.2
277 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTY	Sep 2026	$764,691	$319	3/2.5	2,399	28	0.2
183 Dawes Avenue, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLC	Sep 2026	$729,900	$326	4/2.5	2,239	448	0.2
877 Caiden Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLC	Sep 2026	$750,000	$313	5/4	2,397	180	0.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$699,072

Price / Sq Ft$291

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,400

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUnder Construction

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address385 Reflections Avenue, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionNocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Dimensions40' Wide

Parcel Number00000000

ZoningResidential

Amenities

AmenitiesPool

UtilitiesCable Available, Natural Gas Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchFront Porch, Rear Porch

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Road FrontageCounty Road

Additional Information

Date ListedApril 30, 2026

Days on Market602

HOA Fees$840 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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