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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cordova Palms, St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Jun 1, 2026·459 days on market·Recent sales in Cordova Palms·Cordova Palms

70 Torres Trace

St. Augustine, FL 32095

$370,000sold priceListed at $380,000 · 97.4% of asking$149/sqftMLS# 2043979
5
Beds
3
Baths
2,487
Sq Ft
2023
Built
2
Garage
No
Pool

34 more homes for sale in Cordova Palms →Search Cordova Palms on the map

HOA $70/mo5,227 sqft lotSingle Family Residence2 stories

About this home

Cordova Palms

This home offers EXCEPTIONAL VALUE in today's market. THOUGHTFULLY DESIGNED 5 BEDROOM has over $64,500.00 in UPGRADES and is on a PRIVATE 53 FOOT LOT. Have PEACE OF MIND WITH PULTE'S 10 YEAR LIMITED TRANSFERRABLE WARRANTY. Enjoy Additional storage in garage with the 4'' Garage Extension. GOURMET CHEF'S KITCHEN with White Zeus Quartz Countertops, Soft Close Drawers, Pots and Pan organizers Maiolica Hexagon Backsplash, Upgraded Appliance Package, Kitchen Sink, and Included Stainless Refrigerator. The Kitchen also Features Beautiful Cambridge/ Salvage Pine Luxurious Vinyl Floors. Outdoors find an Extended Covered Lanai Pre-Plumbed for an Outdoor Kitchen. Bedroom Conveniently located on the 1st Floor. The CHARMING upstairs loft is ideal for a playroom, home office, or relaxing retreat. Water Filtration System, Smart home Cordova Palms boasts RESORT STYLE amenities including a ZERO ENTRY LAP POOL, DOG PARK, FITNESS CENTER, PUTTING GREEN, PICKLE BALL - Short Sale See Private Remark

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,049
Property taxesest. at asking price, St. Johns County$492
HOAbilled monthly$70
Estimated total, before insurance$2,612/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$370,000
$74,000
Loan Term
Monthly Payment
$2,049
Principal & Interest: $2,049
Property taxes (est.): $492
Insurance (est.): $247
Estimated Total Monthly
$2,788
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $5,880,000 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$400,501$349,779—
2024$392,025$392,025—
2023$75,000$75,000—

2023 property taxes (current owner): $3,206/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $153/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
174 Torres Trace, St. Augustine, FL 32095Listed by CHAD AND SANDY REAL ESTATE GROUPMay 2026$385,000$1844/2.52,098180.1
70 Salazar Street, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$525,000$1913/32,746150.2
215 Salazar Street, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCMar 2026$387,990$1964/2.51,9751470.2
308 Pinzon Place, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCFeb 2026$359,990$1914/21,8801770.3
39 Carbonell Place, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLCSep 2026$365,000$1953/21,869520.5
105 Carbonell Place, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCMay 2026$385,000$1954/2.51,975380.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$380,000
Price / Sq Ft$153
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,487
Acres0.12 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address70 Torres Trace, St. Augustine, FL 32095
Area307-World Golf Village Area-SE
SubdivisionCordova Palms
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size5,227.2 sq ft
Parcel Number0725712440

Amenities

AmenitiesPool, Clubhouse, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchPorch
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 1, 2025
Days on Market459
HOA Fees$70 / Monthly
HOA FrequencyMonthly
Tax Amount$3,205.53
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.

View all Cordova Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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