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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Cay, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Jun 1, 2026·630 days on market·Recent sales in Ocean Cay·Ocean Cay

2801 St Maarten Court

Jacksonville Beach, FL 32250

$810,000sold priceListed at $849,000 · 95.4% of asking$353/sqftMLS# 2034608
3
Beds
2.5
Baths
2,294
Sq Ft
1998
Built
2
Garage
No
Pool

2 more homes for sale in Ocean Cay →Search Ocean Cay on the map

HOA $133/mo9,148 sqft lotSingle Family Residence2 stories

About this home

Ocean Cay

Rare and highly sought-after double-height living room design paired with upscale kitchen cabinetry. Located in a prime spot just steps from the beach, this beautifully remodeled home offers unbeatable convenience with easy access to a variety of restaurants and grocery stores. Don't miss the opportunity to own a stunning property in the heart of the iconic Jacksonville Beach community!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,487
Property taxesest. at asking price, Duval County$1,323
HOAbilled quarterly$133
Estimated total, before insurance$5,943/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$810,000
$162,000
Loan Term
Monthly Payment
$4,487
Principal & Interest: $4,487
Property taxes (est.): $1,323
Insurance (est.): $540
Estimated Total Monthly
$6,349
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $830,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$753,795$753,795—
2024$753,789$753,789—
2023$692,463$692,463—
2022$641,279$491,096—
2021$446,451$446,451—
2020$421,260$421,260—

2023 property taxes (current owner): $12,921/yr

Estimated taxes if purchased at asking price: ~$15,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $440/sq ft; this home is listed at $370/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
829 Bonaire Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCOct 2026$865,500$4074/2.52,124110
487 33rd Avenue S, Jacksonville Beach, FL 32250Listed by LPT REALTY LLCSep 2026$905,000$4403/2.52,058570.2
3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLCSep 2026$800,000$4153/21,92870.2
3567 Bay Island Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCJul 2026$885,000$3574/32,48150.2
2578 Horn Street, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$1,100,000$4774/2.52,30820.2
3635 Paradise Way, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,895,000$6793/3.52,790180.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$849,000
Price / Sq Ft$370
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,294
Acres0.21 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address2801 St Maarten Court, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOcean Cay
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size9,147.6 sq ft
Parcel Number1809491620
ZoningResidential

Amenities

AmenitiesPool, Playground
UtilitiesCable Available, Cable Connected, Electricity Available, Sewer Connected, Water Available, Water Connected
Water SourcePublic
ParkingAttached
ViewLake

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Gas Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySecurity System Owned

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPatio, Screened
ConstructionStucco

Additional Information

Date ListedApril 11, 2026
Days on Market630
HOA Fees$400 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesSewer, Trash
Tax Amount$12,921.36
Tax Year2023
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Cay

Ocean Cay is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Ocean Cay homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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