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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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$565,0004 bd · 3.5 ba · 3,036 sq ft

Active·Listed today

10351 Oxford Lakes Drive

Jacksonville, FL 32257

$565,000$186/sqftEst. $3,080/mo mortgageMLS# 2173178
4
Beds
3.5
Baths
3,036
Sq Ft
2011
Built
2
Garage
No
Pool
HOA $38/mo8,276 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This beautifully updated home offers 3,036 square feet of living space, 4 bedrooms, 3.5 bathrooms, and two versatile flex rooms, including one with the potential to be converted into a 5th bedroom. Featuring new flooring and fresh interior paint, this home offers plenty of space and flexibility to fit your lifestyle. The upstairs mother-in-law suite provides additional privacy and a comfortable space for guests or extended stays. Enjoy the glass-enclosed sunroom, perfect for relaxing or entertaining, complete with its own A/C system installed in 2024. Additional updates include a new garage door motor in 2026 and tiled garage floor! Conveniently located just minutes from I-295, with easy access to shopping, dining, and everyday essentials. With generous living spaces, thoughtful updates, and a convenient location, this home has so much to offer. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,080
Property taxesest. at asking price, Duval County$925
HOAbilled annually$38
Estimated total, before insurance$4,043/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,148/yr · $512/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$565,000
$113,000
Loan Term
Monthly Payment
$3,080
Principal & Interest: $3,080
Property taxes (est.): $925
Insurance (est.): $377
Estimated Total Monthly
$4,382
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$502,165$324,925—

2025 property taxes (current owner): $6,148/yr

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 10, 2026Listed$565,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10555 Florence Jean Drive, Jacksonville, FL 32257Listed by MOMENTUM REALTYSep 2026$622,500$2094/3.52,976810.4
4855 Blackwood Forest Drive, Jacksonville, FL 32257Listed by NEST FINDERS PROPERTY MANAGEMENTNov 2026$480,000$2044/32,355310.5
11035 Blessings Court, Jacksonville, FL 32257Listed by PASSPORT REALTY, LLC.Nov 2026$469,900$1874/2.52,510241.2
11023 Blessings Court, Jacksonville, FL 32257Listed by PASSPORT REALTY, LLC.Oct 2026$469,900$1874/2.52,5101321.2
11041 Blessings Court, Jacksonville, FL 32257Listed by PASSPORT REALTY, LLC.Oct 2026$449,900$1794/2.52,51081.2
5381 Heronview Court, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLCAug 2026$468,000$2185/22,143301.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$565,000
Price / Sq Ft$186
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,036
Acres0.19 acres
Year Built2011
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address10351 Oxford Lakes Drive, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionBenton Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size8,276.4 sq ft
Parcel Number1556760345

Amenities

AmenitiesPark, Playground
UtilitiesCable Available, Electricity Available, Electricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesGuest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
Fireplace FeaturesElectric
# of Stories2
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Glass Enclosed, Patio
FencingBack Yard, Privacy, Vinyl

Additional Information

Date ListedNovember 10, 2026
Days on Market0
HOA Fees$450 / Annually
HOA FrequencyAnnually
Tax Amount$6,148.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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