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Active·Listed today

10400 Addison Lakes Drive

Jacksonville, FL 32257

$460,000$219/sqftEst. $2,338/moMLS# 2156277

Beds

Baths

2,099

Sq Ft

2013

Built

Garage

Pool

About this home

Jacksonville

Welcome to 10400 Addison Lakes Drive. Built in 2013, this thoughtfully designed 4-bedroom, 2-bath residence welcomes you with an open and airy feel, enhanced by 9-foot ceilings in the main living areas and bedrooms, adorned with natural light throughout. At the front of the home there is a versatile flex space, offering the ideal setting for a home office, formal dining, playroom, or additional sitting space tailored to fit your lifestyle. At the heart of the home lies the kitchen, a chef's delight with recently painted gray 42-inch cabinetry, granite countertops, tiled backsplash and a nice-sized pantry. The generous center island accommodates seating for 4 creating the perfect space for meal prep, a quick family meal or entertaining guests. Just off the kitchen is a cozy breakfast nook that provides the perfect spot for casual dining. A thoughtful pony wall creates a feeling of separation from the large and intimate great room. The homes open layout flows seamlessly into the main

Cost to own

Mortgage calculator

Home Price

$460,000

Down Payment: 20%

$92,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,338

Principal & Interest: $2,338

Property taxes (est.): $751

Insurance (est.): $307

Estimated Total Monthly

$3,396

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,338

Property taxesest. at asking price, Duval County$751

HOAbilled annually$38

Estimated total, before insurance$3,127/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,287/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Active$460,000
Jul 9, 2026Listed$460,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$460,000

Price / Sq Ft$219

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,099

Acres0.19 acres

Year Built2013

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryMandarin Oaks

MiddleMandarin

HighMandarin

Community Information

Address10400 Addison Lakes Drive, Jacksonville, FL 32257

Area013-Beauclerc/Mandarin North

SubdivisionBenton Lakes

CityJacksonville

CountyDuval

StateFL

Zip Code32257

Lot Size8,276.4 sq ft

Parcel Number1556760095

ZoningResidential

Amenities

AmenitiesPark, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySecurity System Owned, Smoke Detector(s)