Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Istoria, St. Augustine — a pool home in St. Johns County.

Photo 1 / 33
Active

$1,195,0004 bd · 3 ba · 3,359 sq ft

Active·2 days on market·Istoria

221 History Place

St. Augustine, FL 32095

$1,195,000$356/sqftEst. $6,515/mo mortgageMLS# 2172979
4
Beds
3
Baths
3,359
Sq Ft
2015
Built
3
Garage
Yes
Pool

All Istoria homes for sale →Search Istoria on the map

FEMA Zone XHOA $147/mo12,197 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Istoria

Beautifully updated 4BR/3BA home with 3,359 sq ft, 3-car garage and 95' x 130' lot in Istoria, a sought-after Key West-inspired marshfront community minutes from Historic Downtown St. Augustine. Extensive upgrades include new flooring and lighting, plantation shutters, board-and-batten accents, lush landscaping with uplighting and 2026 paver walkways. Gourmet kitchen boasts GE Monogram appliances, Bosch panel-ready dishwasher, quartz counters and full-height backsplash. Two fully renovated baths feature Delta fixtures, bidets and illuminated shower niches; updated primary bath. Custom laundry room offers cabinetry, drying racks, panel-ready ice maker and LG WashTower. Entertain with in-ceiling surround sound and a resort-style 27' x 14' pool and spa with three waterfalls, travertine deck and screened lanai. Outdoor kitchen features Coyote 36-inch grill, burner, refrigerator and beverage center, plus wired speakers. Enjoy coastal privacy and Old Florida charm!

Next steps in Istoria

FollowNew Istoria homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$6,515
Property taxesest. at asking price, St. Johns County$1,565
HOAbilled monthly$147
Estimated total, before insurance$8,227/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,416/yr · $785/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,195,000
$239,000
Loan Term
Monthly Payment
$6,515
Principal & Interest: $6,515
Property taxes (est.): $1,565
Insurance (est.): $797
Estimated Total Monthly
$8,877
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$700,237$648,826—

2025 property taxes (current owner): $9,416/yr

Estimated taxes if purchased at asking price: ~$18,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 9, 2026Listed$1,195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $317/sq ft; this home is listed at $356/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
124 Istoria Drive, St. Augustine, FL 32095Listed by NON MLS (realMLS)Aug 2026$1,000,000$2864/33,50100
118 Historic Brick Lane, St. Augustine, FL 32095Listed by PERRY HOMESMay 2026$949,881$3173/2.52,9991430.2
5655 Capo Island Road, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$915,000$3253/2.52,819340.4
506 Honeycomb Trail, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYJul 2026$459,900$1744/2.52,642470.5
108 Canopy Hall Drive, St. Augustine, FL 32095Listed by WATSON REALTY CORPJun 2026$1,533,555$3565/54,309300.5
70 Torres Trace, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERYJun 2026$370,000$1495/32,4874591.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,195,000
Price / Sq Ft$356
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,359
Acres0.28 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address221 History Place, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionIstoria
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size12,196.8 sq ft
Parcel Number0746610320

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Propane
Water SourcePublic
ParkingGarage

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Additional Information

Date ListedNovember 9, 2026
Days on Market2
HOA Fees$147 / Monthly
HOA FrequencyMonthly
Tax Amount$9,415.74
Tax Year2025
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SAVVY AVENUE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Istoria

Istoria is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Istoria homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines