This home is in St. Augustine.

1 / 52

Pending

Pending·76 days on market

506 Honeycomb Trail

St. Augustine, FL 32092

$459,900$174/sqftEst. $2,448/moMLS# 2142959

Beds

Baths

2,642

Sq Ft

2023

Built

Garage

Pool

About this home

St. Augustine

Fall in love with this beautifully designed two-story home that blends comfort, style, and functionality! The open-concept layout is perfect for entertaining, featuring a private study, spacious great room, and a chef-inspired kitchen with a center island and dining area. Upstairs, you'll find four generous bedrooms, a flexible loft ideal for movie nights or a playroom, and a luxurious primary suite with a private bath and oversized walk-in closet. Step outside to your own private retreat--a fully fenced backyard with plenty of room for gatherings, pets, or simply unwinding after a long day. Complete with a two-car garage, extended driveway, and mature trees that add charm and privacy, this home truly has it all!

Cost to own

Mortgage calculator

Home Price

$459,900

Down Payment: 20%

$91,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,338

Principal & Interest: $2,338

Est. Taxes & Insurance: $584

Estimated Total Monthly

$2,922

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,448

Property taxesest. at asking price, St. Johns County$612

HOAbilled quarterly$100

Estimated total, before insurance$3,160/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $447,900 in November 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$384,104	$384,104	—
2024	$398,310	$398,310	—
2023	$95,000	$72,600	—
2022	$78,400	$66,000	—
2021	$60,000	$60,000	—

2025 property taxes (current owner): $5,529/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,808 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.