Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a new construction home in St. Johns County.

Photo 1 / 32
Sold

Sold·Closed Jun 19, 2026·30 days on market·Recent sales in St. Augustine

108 Canopy Hall Drive

St. Augustine, FL 32095

$1,533,555sold priceListed at $1,550,000 · 98.9% of asking$356/sqftMLS# 2132944
5
Beds
5
Baths
4,309
Sq Ft
2026
Built
3
Garage
No
Pool
HOA $8/mo1.02 acresSingle Family Residence2 storiesNew construction

About this home

St. Augustine

Luxury new construction on just over an acre in an intimate gated community. This thoughtfully designed home features 12' ceilings, wood floors, and cove crown molding throughout the main living areas, along with a private office at the front of the home. The gourmet kitchen is the centerpiece, offering an expansive quartz island, double-stacked cabinetry, custom range hood, Thermador refrigerator, and double ovens. A spacious butler's pantry with abundant cabinetry and beverage cooler adds both style and function. The dining area is surrounded by windows, filling the home with natural light. The well-planned layout offers private bedroom wings and flexible living spaces ideal for guests, a home gym, or multi-generational living. The primary suite features a bay window and spa-inspired bath with dual sinks and a large walk-in shower with floor-to-ceiling tile and frameless glass. Upstairs includes a loft, private bedroom and full bath. Covered patio overlooks the expansive backyard.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,494
Property taxesest. at asking price, St. Johns County$2,041
HOAbilled annually$8
Estimated total, before insurance$10,543/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,287/yr · $274/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,533,555
$306,711
Loan Term
Monthly Payment
$8,494
Principal & Interest: $8,494
Property taxes (est.): $2,041
Insurance (est.): $1,022
Estimated Total Monthly
$11,557
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$243,000$243,000—
2024$225,000$225,000—
2023$250,000$246,400—
2022$224,000$224,000—
2021$185,000$185,000—

2025 property taxes (current owner): $3,287/yr

Estimated taxes if purchased at asking price: ~$24,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $145/sq ft; this home is listed at $360/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
124 Istoria Drive, St. Augustine, FL 32095Listed by NON MLS (realMLS)Aug 2026$1,000,000$2864/33,50100.6
370 Pinzon Place, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCFeb 2026$464,000$1325/33,518702
192 Barbosa Trail, St. Augustine, FL 32095Listed by PUBLIC SERVICES REALTYSep 2026$415,000$1185/33,5263352.1
1309 Turtle Dunes Court, Ponte Vedra Beach, FL 32082Listed by CHAD AND SANDY REAL ESTATE GROUPJun 2026$850,000$2745/3.53,099372.1
506 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCAug 2026$509,990$1455/33,518732.2
567 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCMay 2026$469,990$1345/33,518322.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,550,000
Price / Sq Ft$360
Bedrooms5
Bathrooms5.00
Full Baths5
Square Footage4,309
Acres1.02 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address108 Canopy Hall Drive, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionMarsh Point
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size44,431.2 sq ft
Parcel Number0747610250

Amenities

AmenitiesOther
UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Butler Pantry, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
HeatingHeat Pump
CoolingCentral Air
FlooringWood
# of Stories2
LevelsTwo
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofMetal, Shingle
Road SurfaceAsphalt

Additional Information

Date ListedMarch 3, 2026
Days on Market30
HOA Fees$99 / Annually
HOA FrequencyAnnually
HOA Fee IncludesOther
Tax Amount$3,286.62
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines