Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Tributary, Yulee — a home in one of the 55+ communities near Jacksonville.

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Active

$544,9004 bd · 3 ba · 2,288 sq ft

Active·1 day on market·Tributary

75528 Pondside Lane

Yulee, FL 32097

$544,900$238/sqftEst. $2,971/mo mortgageMLS# 2172475

Open house Sun, Nov 8 · 12:00 pm–2:00 pm

Beds

Baths

2,288

Sq Ft

2023

Built

Garage

Pool

66 more homes for sale in Tributary →Search Tributary on the map

FEMA Zone XHOA $135/mo9240.00 acresSingle Family Residence1 story

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About this home

Tributary

Don't hassle with new construction! This true SHOWCASE single-story home inside the gates of Lakeview at Tributary is pristine with UPGRADES galore- simply unpack and start living! High ceilings with crown molding, Plank tile floors, upgraded lighting and fans, Plantation shutters, open-concept kitchen, quartz countertops, porcelain-slab backsplash, newly added Maytag dishwasher, gas range, and tankless water heater. The entire primary suite has added, upgraded tile and a custom closet system, with added storage in the laundry room AND 4 X 8 shelving in the 3-car garage. Outside, the extended screened lanai and extended brick pavers form a private, peaceful retreat of their own. Bird watchers, pet owners, and gardeners will especially appreciate the established lawn and landscaping—with recently added gutters on the sides and back—and the fully fenced backyard facing a private wooded preserve. Sellers offer a Home Warranty adding to peace of mind.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,971

Property taxesest. at asking price, Nassau County$752

HOAbilled quarterly$135

Estimated total, before insurance$3,858/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$544,900

Down Payment: 20%

$108,980

Interest Rate: 7.24%

Loan Term

Monthly Payment

$2,971

Principal & Interest: $2,971

Property taxes (est.): $752

Insurance (est.): $363

Estimated Total Monthly

$4,086

*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Scott Road Beach Access
about 15 mi · 100 parking spaces
Closest park or preserve
Thomas Creek Conservation Area
about 10 mi · 4.9 mi of trails
Closest public boat ramp
Four Creeks State Forest – Hobbs Landing (Small Boats Only)
about 2 mi · Mills Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Access
about 2 mi · Boggy Creek
Closest grocery store
Publix
about 3 mi · 76010 William Burgess Blvd, Yulee

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Nov 5, 2026Listed$544,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $238/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
75133 Pondside Lane, Yulee, FL 32097Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST	Sep 2026	$477,000	$208	4/3	2,298	78	0.1
75610 Pondside Lane, Yulee, FL 32097Listed by ASSIST2SELL FULL SERVICE REALTY LLC.	Jul 2026	$368,000	$212	3/2	1,737	143	0.1
75268 Pondside Lane, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLC	Sep 2026	$369,000	$210	3/2	1,758	50	0.2
75733 Lily Pond Court, Yulee, FL 32097Listed by KELLER WILLIAMS ST JOHNS	Oct 2026	$460,000	$203	4/3	2,267	19	0.4
75784 Lily Pond Court, Yulee, FL 32097Listed by WEEKLEY HOMES REALTY	Oct 2026	$559,760	$198	4/3	2,825	0	0.4
75573 Blackbird Drive, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA	Sep 2026	$389,900	$234	3/2	1,668	84	0.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$544,900

Price / Sq Ft$238

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,288

Total Structure Area2,874 sq ft

Acres9240.00 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

School Information

ElementaryWildlight

MiddleYulee

HighYulee

Community Information

Address75528 Pondside Lane, Yulee, FL 32097

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionTributary

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size402,494,400 sq ft

Lot Dimensions9240

Parcel Number102N26201003510000

ZoningPUD

Amenities

AmenitiesPool, Other, Cable TV, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Structure, Management - Part Time, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

Community FeaturesSidewalks, Street Lights, Gated, Curbs

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s)

AppliancesDisposal, Dryer, ENERGY STAR Qualified Dishwasher, Gas Cooktop, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Lot DescriptionMany Trees, Wooded

Patio / PorchCovered, Patio, Rear Porch, Screened

FencingFenced, Back Yard, Wrought Iron

RoofShingle

ConstructionFiber Cement, Frame

Road SurfacePaved

Additional Information

Date ListedNovember 5, 2026

Days on Market1

HOA Fees$404.25 / Quarterly

HOA FrequencyQuarterly

HOA NameLakeview at Tributary HOA

HOA Fee IncludesCable TV, Maintenance Grounds, Maintenance Structure, Security

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityYes

New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Tributary

Tributary is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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