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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$449,7003 bd · 1.5 ba · 1,767 sq ft

Active·6 days on market

2511 Herschel Street

Jacksonville, FL 32204

$449,700$254/sqftEst. $2,452/mo mortgageMLS# 2172033
3
Beds
1.5
Baths
1,767
Sq Ft
1906
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4,792 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Riverside Gem! Built in 1906, this charming Riverside bungalow offers a distinctive blend of historic character, comfortable living, and flexible functionality. Easy walk to neighborhood restaurants, shops, places of worship, and the nearby hospital. Zoned CRO the property offers residential living, other eligible professional uses or both. A welcoming front porch sets the tone, inviting you into a warm, peaceful interior featuring hardwood floors, a cozy gas fireplace, and an adjoining dining area. The kitchen offers generous counter space, ample pantry storage, a gas range and oven, dishwasher, a newer stainless steel refrigerator, and a charming garden window. One of the home's most appealing features is the private front bedroom or office, complete with original wood pocket doors and an adjoining half bath. Its thoughtful placement allows for convenient access while maintaining privacy throughout the rest of the home, making it an attractive option for a professional office or

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,452
Property taxesest. at asking price, Duval County$736
Estimated total, before insurance$3,188/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,211/yr · $351/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$449,700
$89,940
Loan Term
Monthly Payment
$2,452
Principal & Interest: $2,452
Property taxes (est.): $736
Insurance (est.): $300
Estimated Total Monthly
$3,488
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1906)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,410 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$487,564$212,744—

2025 property taxes (current owner): $4,211/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 5, 2026Active$449,700
  • Nov 4, 2026Withdrawn$449,700
  • Nov 4, 2026Active$449,700
  • Oct 29, 2026Listed$449,700

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $254/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2570 Park Street, Jacksonville, FL 32204Listed by COLDWELL BANKER VANGUARD REALTYNov 2026$460,000$2623/2.51,759190.1
2131 Post Street, Jacksonville, FL 32204Listed by DJ & LINDSEY REAL ESTATEOct 2026$542,000$2633/2.52,064260.4
2363 Ernest Street, Jacksonville, FL 32204Listed by CB ISAAC REALTYSep 2026$370,000$1934/31,916260.4
2634 Gilmore Street, Jacksonville, FL 32204Listed by REDFIN CORPORATIONOct 2026$330,000$2303/21,433850.6
1620 Cherry Street, Jacksonville, FL 32205Listed by OPENDOOR BROKERAGE, LLC.Oct 2026$480,000$2423/2.51,9871030.6
2859 Sydney Street, Jacksonville, FL 32205Listed by THE LEGENDS OF REAL ESTATEOct 2026$337,500$1525/32,216120.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$449,700
Price / Sq Ft$254
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,767
Acres0.11 acres
Year Built1906
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryCentral Riverside, reported on 3 other Central Riverside listings
MiddleLake Shore, reported on 7 other Central Riverside listings
HighRiverside, reported on 6 other Central Riverside listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2511 Herschel Street, Jacksonville, FL 32204
Area031-Riverside
SubdivisionCentral Riverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size4,791.6 sq ft
Parcel Number0907990000
ZoningResidential/Office

Amenities

UtilitiesElectricity Connected, Natural Gas Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Water Heater, Gas Oven, Gas Range, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Multi Units, Split System
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryLower Level
Spa FeaturesHeated, Above Ground

Exterior

Lot DescriptionHistoric Area
Patio / PorchCovered, Deck, Front Porch
FencingFenced, Back Yard
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 5, 2026
Days on Market6
Tax Amount$4,210.51
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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