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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverdale, Jacksonville — a pool home in Jacksonville.

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Sold

$480,000Sold3 bd · 2.5 ba · 1,987 sq ft

Sold·Closed Oct 28, 2026·103 days on market·Recent sales in Riverdale·Riverdale

1620 Cherry Street

Jacksonville, FL 32205

$480,000sold priceListed at $500,000 · 96% of asking$242/sqftMLS# 2151977
3
Beds
2.5
Baths
1,987
Sq Ft
1919
Built
—
Garage
Yes
Pool

All Riverdale homes for sale →Search Riverdale on the map

FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence2 stories

About this home

Riverdale

Introducing 1620 Cherry St, a standalone dwelling with an inviting atmosphere. Essential features for comfortable, modern living include a refreshing in-ground pool, an accommodating backyard patio, and a central fireplace for warmth. The kitchen is fully equipped with all stainless steel appliances, enhancing both functionality and style. Experience comfort and modern living in this property.. Included 100-Day Home Warranty with buyer activation

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,617
Property taxesest. at asking price, Duval County$784
Estimated total, before insurance$3,401/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,845/yr · $570/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1919)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,706 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$366,177$365,673—
2024$332,430$332,430▲ $18,643
2023$322,773$322,773—
2022$311,263$311,263▼ $17,000
2021$286,878$286,878—
2020$280,136$280,136—

2025 property taxes (current owner): $6,845/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 29, 2026Closed$500,000
  • Oct 4, 2026Pending$500,000
  • Sep 16, 2026Price change$500,000−$20,000
  • Jun 23, 2026Listed$520,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $242/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1827 Cherry Street, Jacksonville, FL 32205Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$490,000$2603/2.51,886590.2
2859 Sydney Street, Jacksonville, FL 32205Listed by THE LEGENDS OF REAL ESTATEOct 2026$337,500$1525/32,216120.3
1453 Belvedere Avenue, Jacksonville, FL 32205Listed by KELLER WILLIAMS JACKSONVILLESep 2026$655,000$3113/2.52,103600.4
1326 Hollywood Avenue, Jacksonville, FL 32205Listed by COWFORD REALTY & DESIGN LLCSep 2026$550,000$3083/21,786230.7
2634 Gilmore Street, Jacksonville, FL 32204Listed by REDFIN CORPORATIONOct 2026$330,000$2303/21,433850.8
2363 Ernest Street, Jacksonville, FL 32204Listed by CB ISAAC REALTYSep 2026$370,000$1934/31,916260.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$500,000
Price / Sq Ft$252
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,987
Acres0.14 acres
Year Built1919
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryWest Riverside
MiddleLake Shore
HighAndrew Jackson

Community Information

Address1620 Cherry Street, Jacksonville, FL 32205
Area032-Avondale
SubdivisionRiverdale
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size6,098.4 sq ft
Parcel Number0779210000

Amenities

UtilitiesElectricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street

Interior

AppliancesOther, Dishwasher
HeatingCentral, Natural Gas
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces2
# of Stories2
LevelsTwo

Exterior

RoofShingle

Additional Information

Date ListedJune 23, 2026
Days on Market103
Tax Amount$6,844.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OPENDOOR BROKERAGE, LLC.

Sold by: COMPASS FLORIDA LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverdale

Riverdale is a neighborhood in Southern St. Johns County, FL (Duval County), ZIP 32205.

View all Riverdale homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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