This home is in Jacksonville.

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Active

Active·1 day on market

2634 Gilmore Street

Jacksonville, FL 32204

$360,000$251/sqftEst. $1,916/moMLS# 2154834

Beds

Baths

1,433

Sq Ft

2006

Built

—

Garage

Pool

About this home

Jacksonville

Don't miss out on this Craftsman-style home in Riverside, built in 2006! It has all the charm of a historic home with the amenities of a home built this century. New A/C installed in 2026. New Roof installed in 2024. You are greeted with a large covered front porch. Beautiful wood floors throughout the main living areas. LVP floors throughout the bedrooms; there is no carpet. Gas fireplace in the living room with wall sconces. High 10 foot ceilings throughout the home. Large open kitchen with ample counter space and a large dining area. Indoor laundry room with cabinetry and additional counter space. Large primary bedroom with a walk-in closet and large primary bath with garden tub. No HOA or CDD fees. Walking distance to King ST. or Coffee shop on Stockton. Also walking distance to the elementary school. Close to major interstates and tons of shopping and restaurants.

Cost to own

Mortgage calculator

Home Price

$360,000

Down Payment: 20%

$72,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,916

Principal & Interest: $1,916

Est. Taxes & Insurance: $479

Estimated Total Monthly

$2,395

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,916

Property taxesest. at asking price, Duval County$588

Estimated total, before insurance$2,504/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,336/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,579 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Listed$360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$360,000

Price / Sq Ft$251

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,433

Acres0.13 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address2634 Gilmore Street, Jacksonville, FL 32204

Area031-Riverside

SubdivisionCentral Riverside

CityJacksonville

CountyDuval

StateFL

Zip Code32204

Lot Size5,662.8 sq ft

Parcel Number0648730000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyThermostat

ParkingAttached

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Primary Bathroom - Tub with Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup