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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·5 days on market

2131 Post Street

Jacksonville, FL 32204

$549,000$266/sqftEst. $2,837/moMLS# 2163479
3
Beds
2
Baths
2,064
Sq Ft
1906
Built
2
Garage
No
Pool

About this home

Jacksonville

This 1906 Riverside charmer, a past RAP Home Tour home, has been loved and looked after. Original hardwood floors, stained glass windows, and working fireplaces give it the character you came to this neighborhood for. The kitchen is built for real cooking with plenty of cabinets, a granite island, a gas range, double ovens, and a cozy breakfast nook. Upstairs, the owner's suite is generous enough for a king bed and then some, with second-floor laundry just steps away. Can lighting runs throughout, and the roof, HVAC, and appliances are all in great shape.The electrical system and plumbing were completely updated in 2006. Out back you will find a lush brick patio and a modern, spacious 2-car garage off the alley, so you never park on Post. Swing on the front porch, then walk to dining, shops, the Riverside Arts Market, and oak-lined parks.

Cost to own

Mortgage calculator

$549,000
$109,800
Loan Term
Monthly Payment
$2,837
Principal & Interest: $2,837
Property taxes (est.): $896
Insurance (est.): $366
Estimated Total Monthly
$4,099
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,837
Property taxesest. at asking price, Duval County$896
Estimated total, before insurance$3,733/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,854/yr · $404/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,854/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1906)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,508 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 4, 2026Listed$549,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,000
Price / Sq Ft$266
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,064
Year Built1906
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2131 Post Street, Jacksonville, FL 32204
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Parcel Number0911080000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Patio
FencingFenced, Back Yard, Brick, Full, Wood, Wrought Iron
RoofShingle
ConstructionBrick, Fiber Cement
Road SurfacePaved

Additional Information

Date ListedSeptember 4, 2026
Days on Market0
Tax Amount$4,853.82
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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