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This home is in Riverside, Jacksonville.

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Active Under Contract

Active Under Contract·46 days on market·Riverside

2570 Park Street

Jacksonville, FL 32204

$489,900$279/sqftEst. $2,692/mo mortgageMLS# 2163995
3
Beds
2.5
Baths
1,759
Sq Ft
1919
Built
—
Garage
No
Pool

67 more homes for sale in Riverside →Search Riverside on the map

FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Riverside

There's a porch swing waiting on Park Street. This 1919 Riverside two-story, deep front porch and all, is one block from the King Street restaurants and bars, a few blocks from St. Vincent's, and a straight shot down Park to Five Points and the river. Inside, the layout has been opened where it matters: a bright living room with a white brick fireplace flows into a dining room with tall windows and a kitchen done right, 42 inch upper cabinets and an island with seating. A half bath and a full laundry room finish the main floor. Upstairs, three bedrooms include a primary with ensuite featuring double vanities, a glass walk-in shower under a rain head, and a walk-in closet with organizers. The surprise is out back: a two-story covered porch, balcony above and sitting porch below, looking over a fully fenced yard and a detached workshop. Historic designation. CRO zoning, buyer to verify permitted uses. Come sit on the swing and see if it feels like yours.

Next steps in Riverside

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,692
Property taxesest. at asking price, Duval County$800
Estimated total, before insurance$3,492/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,050/yr · $588/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$489,900
$97,980
Loan Term
Monthly Payment
$2,692
Principal & Interest: $2,692
Property taxes (est.): $800
Insurance (est.): $327
Estimated Total Monthly
$3,819
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1919)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,565 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:36 AM, sunset 6:46 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,050/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 29, 2026Active Under Contract$489,900
  • Sep 8, 2026Listed$489,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $279/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2363 Ernest Street, Jacksonville, FL 32204Listed by CB ISAAC REALTYSep 2026$370,000$1934/31,916260.4
2859 Sydney Street, Jacksonville, FL 32205Listed by THE LEGENDS OF REAL ESTATEOct 2026$337,500$1525/32,216120.5
1827 Cherry Street, Jacksonville, FL 32205Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$490,000$2603/2.51,886590.5
2944 Olga Place, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLCOct 2026$439,000$3223/21,3641280.7
2893 Downing Street, Jacksonville, FL 32205Listed by 1 REALTY CORPSep 2026$377,000$2723/21,386240.7
2289 Lewis Street, Jacksonville, FL 32204Listed by OCEANSIDE REAL ESTATEOct 2026$206,400$1653/21,25000.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$489,900
Price / Sq Ft$279
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,759
Total Structure Area2,191 sq ft
Acres0.14 acres
Year Built1919
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

This listingNo schools reported in the MLS
ElementaryWest Riverside, reported on 26 other Riverside listings
MiddleLake Shore, reported on 37 other Riverside listings
HighRiverside, reported on 39 other Riverside listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2570 Park Street, Jacksonville, FL 32204
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size6,098.4 sq ft
Parcel Number0907950000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo

Exterior

Lot DescriptionHistoric Area
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard

Additional Information

Date ListedSeptember 9, 2026
Days on Market21
Tax Amount$7,050.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverside

Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.

View all Riverside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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