This home is in Jacksonville.

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Active·1 day on market

3107 Post Street

Jacksonville, FL 32205

$459,000$233/sqftEst. $2,333/moMLS# 2156385

Beds

Baths

1,974

Sq Ft

1948

Built

—

Garage

Pool

About this home

Jacksonville

Rare opportunity to own a turnkey, income-producing triplex close to historic Riverside area. This well-maintained all-brick property features one spacious 2-bedroom, 1-bath unit and two 1-bedroom, 1-bath units, offering an excellent unit mix for investors. Recent updates include new refrigerators, in-unit washers and dryers, refreshed interiors, and numerous improvements designed to enhance tenant appeal. The fenced backyard has been converted into a dedicated off-street parking area, providing a valuable amenity in this highly sought-after neighborhood. Current rents are $1,450, $1,250, and $1,100 per month, producing strong cash flow from day one. Conveniently located just minutes from Riverside's restaurants, breweries, shopping, parks, downtown Jacksonville, and major hospitals, this property offers the perfect combination of historic charm, modern updates, and long-term investment potential.

Cost to own

Mortgage calculator

Home Price

$459,000

Down Payment: 20%

$91,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,333

Principal & Interest: $2,333

Property taxes (est.): $750

Insurance (est.): $306

Estimated Total Monthly

$3,389

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,333

Property taxesest. at asking price, Duval County$749

Estimated total, before insurance$3,083/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,453/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1948)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,393 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History