This home is in Jacksonville.
Sold·Closed Sep 29, 2026·26 days on market·Recent sales in Jacksonville
2363 Ernest Street
Jacksonville, FL 32204
About this home
Jacksonville
WOW, beautiful modern renovations. 4 Bedrooms and 3 Baths. Main bedroom, or could be big bright home office, with tiled shower bath is downstairs. Very centrally located. Only 5 minutes to Downtown, another 20 minutes to the Airport, Town Center or Beaches. This is walking distance to 5 Points & Murray Hill area for Food & Fun. Start grilling on the back deck, privacy fence surrounds the back yard. Very attractive white fence surrouns the entire front yard. Old World Charm with modern interior. Built in 1926. Own a true piece of Riverside history. Call quickly for this to be yours.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1926)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,616 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $122,073 | $122,073 | — |
| 2024 | $122,573 | $122,573 | — |
| 2023 | $125,958 | $125,958 | — |
| 2022 | $121,232 | $121,232 | — |
| 2021 | $138,164 | $138,164 | — |
| 2020 | $133,861 | $133,861 | — |
2025 property taxes (current owner): $2,520/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 30, 2026Closed$395,000
- Aug 31, 2026Pending$395,000
- Aug 6, 2026Listed$395,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $206/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2052 Ernest Street, Jacksonville, FL 32204Listed by REMAX WELCOME HOME | Oct 2026 | $750,000 | $326 | 4/3 | 2,301 | 20 | 0.4 |
| 2686 Green Street, Jacksonville, FL 32204Listed by SOUTHEAST ATLANTIC REALTY | Aug 2026 | $523,000 | $256 | 3/2.5 | 2,041 | 183 | 0.4 |
| 302 Belfort Street, Jacksonville, FL 32204Listed by HOME PLACE REALTY | Aug 2026 | $65,000 | $45 | 3/1 | 1,456 | 89 | 0.6 |
| 2831 Selma Street, Jacksonville, FL 32205Listed by CHAD AND SANDY REAL ESTATE GROUP | Sep 2026 | $305,000 | $197 | 3/2 | 1,546 | 105 | 0.7 |
| 2956 Rosselle Street, Jacksonville, FL 32205Listed by STELLAR PROPERTIES OF NORTH FL | Sep 2026 | $334,000 | $214 | 4/3 | 1,564 | 124 | 0.8 |
| 2913 Forbes Street, Jacksonville, FL 32205Listed by JPAR CITY AND BEACH | Aug 2026 | $370,000 | $275 | 3/2 | 1,344 | 41 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CB ISAAC REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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