This home is in Villages of Seloy, St. Augustine — a gated community home in St. Johns County.
Active·Listed today·Villages of Seloy
88 Timoga Trail
St. Augustine, FL 32084
5 more homes for sale in Villages of Seloy →Search Villages of Seloy on the map
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About this home
Villages of Seloy
MOVE- IN READY & PRICED FOR QUICK SALE - OVER $48K BELOW VALUE. Experience pristine luxury in Saint Augustine's premier 55+ community. The Villages at Seloy. This immaculate 2022 built condominium features 2 spacious bedrooms and 2 full bathrooms in showroom condition. The seller is relocating soon and has priced this home over $48k below market value for an immediate sale, offering an unbeatable opportunity for instant equity! Skip the wait for new construction and enjoy modern, low maintenance living in a fantastic neighborhood. This home was designed for maximum privacy, open concept entertaining and effortless flow. Perfectly located minutes from historic downtown Saint Augustine, pristine beaches, premier golfing, and top tier medical facilities. This incredible value will not last. Schedule your private showing today!
Next steps in Villages of Seloy
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,775 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mussallem Beachfront Park20 min drive · 48 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area3 min drive · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 4 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 3 mi · San Sebastian River
Closest youth league fields
Collier-Blocker-Puryear Park9 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix6 min drive · 955 State Road 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,301/yr
Estimated taxes if purchased at asking price: ~$5,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 26, 2026Listed$325,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $214/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 122 Timoga Trail 310-D, St. Augustine, FL 32084Listed by WATSON REALTY CORP | Aug 2026 | $369,900 | $243 | 2/2 | 1,520 | 55 | 0 |
| 291 Seloy Drive, St. Augustine, FL 32084Listed by MARSH LANDING REALTY | Sep 2026 | $380,000 | $231 | 2/2 | 1,646 | 27 | 0.1 |
| 62 Calusa Crossing Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Aug 2026 | $350,000 | $199 | 2/2 | 1,760 | 352 | 0.1 |
| 48 Ocale Court, St. Augustine, FL 32084Listed by RE/MAX UNLIMITED | Jun 2026 | $420,000 | $224 | 2/2 | 1,875 | 31 | 0.1 |
| 382 Seloy Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Aug 2026 | $425,000 | $227 | 2/2 | 1,875 | 1 | 0.2 |
| 33 Anacapa Court, St. Augustine, FL 32084Listed by REAL BROKER LLC | Jul 2026 | $335,000 | $220 | 2/2 | 1,520 | 7 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PRISTINE PROPERTIES OF FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Villages of Seloy
Villages of Seloy is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Villages of Seloy homes for sale →Keep looking
More homes in Villages of Seloy
Under Contract295 Seloy DriveSt. Augustine, FL 32084
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For Sale368 Seloy DriveSt. Augustine, FL 32084
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For Sale44 Utina WaySt. Augustine, FL 32084
2 bd · 2 ba · 1,760 sq ft
$410,499Est. $2,185/moBACK ON MARKET DUE TO BUYER CONTINGENCY - LISTED UNDER APPRAISED VALUE! Stunning ''Augustine'' floor plan in the…
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For Sale84 Amacano LaneSt. Augustine, FL 32084
2 bd · 2 ba · 1,760 sq ft
$415,000Est. $2,209/mo**WATERFRONT**PRESERVE VIEWS**CORNER UNIT** This charming 2 bed/2 bath GROUND FLOOR corner unit condo features gorgeous…
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Your Local Realtor
Krista Fracke
Broker Associate
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