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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Villages of Seloy, St. Augustine — a 55+ community home in St. Johns County.

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Active

Active·Listed today·Villages of Seloy

84 Amacano Lane

St. Augustine, FL 32084

$425,000$241/sqftEst. $2,326/moMLS# 2167851
2
Beds
2
Baths
1,760
Sq Ft
2018
Built
2
Garage
No
Pool

5 more homes for sale in Villages of Seloy →Search Villages of Seloy on the map

HOA $488/moCondominium1 story

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About this home

Villages of Seloy

**WATERFRONT**PRESERVE VIEWS**CORNER UNIT** This charming 2 bed/2 bath GROUND FLOOR corner unit condo features gorgeous WATERVIEWS! Located in a vibrant 55+ GATED COMMUNITY with NO CDD, it offers a SPLIT BEDROOM FLOOR PLAN with vintage Birchwood floors throughout and a spacious open concept design filled with natural light. Enjoy a versatile BONUS ROOM that can be anything you need. The beautiful kitchen boasts tons of cabinetry with soft-close drawers, stainless steel appliances, and a generous pantry. The living room boasts tons of space, a vaulted ceiling, and waterviews. The spacious primary suite features a large bathroom with a HUGE WALK-IN SHOWER with floor to ceiling tile and a built-in seat, dual vanities, and a walk-in closet. Relax on the HUGE SCREENED-IN LANAI offering a stunning view of a peaceful lake with a fountain and a serene preserve. Complete with a 2 car garage, close to downtown, and easy access to I-95 making commuting a breeze! Don't miss this beautiful gem!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,326
Property taxesest. at asking price, St. Johns County$566
HOAbilled monthly$488
Estimated total, before insurance$3,380/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,595/yr · $300/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,326
Principal & Interest: $2,326
Property taxes (est.): $566
Insurance (est.): $283
Estimated Total Monthly
$3,175
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:23 AM, sunset 7:03 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,595/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 7, 2026Active$425,000
  • Oct 5, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$425,000
Price / Sq Ft$241
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,760
Year Built2018
TypeResidential
Sub-TypeCondominium
StyleFlat
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
Direction FacesSouth

Community Information

Address84 Amacano Lane, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionVillages Of Seloy
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number1019502243
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Management - Full Time, Trash
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate, Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedOctober 7, 2026
Days on Market0
HOA Fees$488 / Monthly
HOA FrequencyMonthly
HOA NameVillages of Seloy
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,594.78
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Villages of Seloy

Villages of Seloy is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Villages of Seloy homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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