This home is in Villages of Seloy, St. Augustine — a 55+ community home in St. Johns County.
Active·169 days on market·Villages of Seloy
44 Utina Way
St. Augustine, FL 32084
4 more homes for sale in Villages of Seloy →Search Villages of Seloy on the map
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About this home
Villages of Seloy
BACK ON MARKET DUE TO BUYER CONTINGENCY - LISTED UNDER APPRAISED VALUE! Stunning ''Augustine'' floor plan in the sought-after Villages of Seloy! This bright, open-concept home features a sunroom bathed in natural light, accented by elegant archways, crown molding, and vaulted ceilings. The beautiful kitchen--complete with a large center island and new dishwasher--flows seamlessly into the dining area and screened lanai, making entertaining a breeze. Enjoy the privacy of a split-bedroom design & a convenient laundry room located off the 2-car garage (which includes a new exterior keypad). All appliances convey. Recent landscaping upgrades enhance the outdoor charm. This premier 55+ community offers a resort lifestyle with a heated pool, bocce ball, clubhouse with library/business center, card & billiard rooms, fitness center, and a vibrant social calendar. Great location close to all that the Ancient City has to offer ... welcome home and start Living the Dream in St. Augustine!
Next steps in Villages of Seloy
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,759 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mussallem Beachfront Park20 min drive · 48 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area3 min drive · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 4 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 2 mi · San Sebastian River
Closest youth league fields
Collier-Blocker-Puryear Park9 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix6 min drive · 955 State Road 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $325,000 | $250,622 | — |
| 2024 | $366,000 | $242,851 | — |
| 2023 | $360,840 | $234,321 | — |
| 2022 | $285,000 | $226,040 | — |
| 2021 | $268,000 | $218,000 | — |
| 2020 | $268,000 | $218,000 | — |
2025 property taxes (current owner): $3,885/yr
Estimated taxes if purchased at asking price: ~$6,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 30, 2026Active$410,499
- Aug 22, 2026Active Under Contract$410,499
- Jul 20, 2026Price change$410,499−$14,501
- Jul 18, 2026Active$425,000
- May 8, 2026Listed$425,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $233/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 33 Anacapa Court, St. Augustine, FL 32084Listed by REAL BROKER LLC | Jul 2026 | $335,000 | $220 | 2/2 | 1,520 | 7 | 0 |
| 382 Seloy Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Aug 2026 | $425,000 | $227 | 2/2 | 1,875 | 1 | 0.1 |
| 62 Calusa Crossing Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Aug 2026 | $350,000 | $199 | 2/2 | 1,760 | 352 | 0.1 |
| 48 Ocale Court, St. Augustine, FL 32084Listed by RE/MAX UNLIMITED | Jun 2026 | $420,000 | $224 | 2/2 | 1,875 | 31 | 0.1 |
| 26 Amacano Lane, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Apr 2026 | $350,000 | $199 | 2/2 | 1,760 | 244 | 0.1 |
| 291 Seloy Drive, St. Augustine, FL 32084Listed by MARSH LANDING REALTY | Sep 2026 | $380,000 | $231 | 2/2 | 1,646 | 27 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: IHEART REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Villages of Seloy
Villages of Seloy is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Villages of Seloy homes for sale →Keep looking
More homes in Villages of Seloy
For Sale84 Amacano LaneSt. Augustine, FL 32084
2 bd · 2 ba · 1,760 sq ft
$425,000Est. $2,262/mo**WATERFRONT**PRESERVE VIEWS**CORNER UNIT** This charming 2 bed/2 bath GROUND FLOOR corner unit condo features gorgeous…
Listing Office: chad and sandy real estate group
For Sale368 Seloy DriveSt. Augustine, FL 32084
2 bd · 2 ba · 1,520 sq ft
$390,000Est. $2,076/moWelcome Home to Resort-Style Living in the Villages of Seloy Experience the best of 55+ living in St. Augustine in this…
Listing Office: berkshire hathaway homeservices, florida network realty
Under Contract295 Seloy DriveSt. Augustine, FL 32084
2 bd · 2 ba · 1,520 sq ft
$379,500Est. $2,020/moCome see this rare find! Home was occupied by the builder/developer of Seloy, a 55+ community, and has never had a…
Listing Office: marsh landing realty
For RentLease
26 Utina WaySt. Augustine, FL 32084
2 bd · 2 ba · 1,646 sq ft
$2,000/moSpacious 2/2 in Villages of Seloy. Although built in 2018 this home has been lived in gently. This one comes furnished…
Listing Office: beach town realty of st augustine
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
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