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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Villages of Seloy, St. Augustine — a 55+ community home in St. Johns County.

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Sold

Sold·Closed Sep 18, 2026·27 days on market·Recent sales in Villages of Seloy·Villages of Seloy

291 Seloy Drive

St. Augustine, FL 32084

$380,000sold priceListed at $389,750 · 97.5% of asking$231/sqftMLS# 2157950
2
Beds
2
Baths
1,646
Sq Ft
2014
Built
2
Garage
No
Pool

6 more homes for sale in Villages of Seloy →Search Villages of Seloy on the map

FEMA Zone XHOA $466/moCondominium1 story

About this home

Villages of Seloy

Priced to sell in the desirable 55+ community of Villages of Seloy. This unique property is one of only a handful of homes in Seloy that face a beautiful greenspace and walking path so there is plenty of room to stretch out! This home has never been sold as it was originally used by the developer of Seloy. The property is in perfect condition and has been readied for the first owner! Don't miss this 2 bed, 2 bath beauty. HVAC is only a few years old and has seen very limited use. The clubhouse of Seloy is one of the community highlights boasting a beautiful pool and the activities planned monthly for the residents are second to none. You can stay busy or just kick back and relax.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,105
Property taxesest. at asking price, St. Johns County$506
HOAbilled monthly$466
Estimated total, before insurance$3,076/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$380,000
$76,000
Loan Term
Monthly Payment
$2,105
Principal & Interest: $2,105
Property taxes (est.): $506
Insurance (est.): $253
Estimated Total Monthly
$2,864
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 22, 2026Closed$389,750
  • Sep 7, 2026Pending$389,750
  • Aug 12, 2026Active Under Contract$389,750
  • Jul 31, 2026Listed$389,750

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $237/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
308 Seloy Drive, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2025$380,000$2032/21,8754700
122 Timoga Trail 310-D, St. Augustine, FL 32084Listed by WATSON REALTY CORPAug 2026$369,900$2432/21,520550.1
382 Seloy Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYAug 2026$425,000$2272/21,87510.1
62 Calusa Crossing Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYAug 2026$350,000$1992/21,7603520.1
48 Ocale Court, St. Augustine, FL 32084Listed by RE/MAX UNLIMITEDJun 2026$420,000$2242/21,875310.1
71 Ocale Court, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIESApr 2025$340,000$1932/21,7601010.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,750
Price / Sq Ft$237
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,646
Year Built2014
TypeResidential
Sub-TypeCondominium
StyleTraditional, Villa
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
Direction FacesSoutheast

Community Information

Address291 Seloy Drive, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionVillages Of Seloy
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number1019501021
ZoningResidential

Amenities

AmenitiesClubhouse, Fitness Center, Gated
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
# of Stories1
LevelsOne
SecurityFire Sprinkler System, Key Card Entry, Security Gate, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionCorner Lot
RoofTile
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 31, 2026
Days on Market27
HOA Fees$466 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: MARSH LANDING REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Villages of Seloy

Villages of Seloy is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Villages of Seloy homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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