This home is in Villages of Seloy, St. Augustine — a gated community home in St. Johns County.
Sold·Closed Jun 22, 2026·31 days on market·Recent sales in Villages of Seloy·Villages of Seloy
48 Ocale Court
St. Augustine, FL 32084
6 more homes for sale in Villages of Seloy →Search Villages of Seloy on the map
About this home
Villages of Seloy
Welcome to this open and bright unit in the desirable Villages of Seloy, a peaceful gated 55+ community offering a true resort-style lifestyle. This is the largest floor plan available and features timeless design elements including vaulted and tray ceilings, transom windows and doors, tile and wood flooring, crown molding, and plantation shutters throughout. The thoughtfully designed kitchen features 42'' cabinetry, granite countertops, stainless steel appliances including a wall oven, microwave, and cooktop, subway tile backsplash, under-cabinet lighting, and a spacious center island perfect for gathering. A versatile den with French door entry provides flexible living space, while the sunroom fills the home with natural light and offers access to the screened lanai. The primary suite is a relaxing retreat with an ensuite bath featuring a tiled shower, dual split vanities, and a generous walk-in closet.
Next steps in Villages of Seloy
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,748 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $344,000 | $210,505 | — |
| 2024 | $394,000 | $203,724 | — |
| 2023 | $363,630 | $196,188 | — |
| 2022 | $320,000 | $193,372 | — |
| 2021 | $285,000 | $186,269 | — |
| 2020 | $285,000 | $183,000 | — |
2025 property taxes (current owner): $3,342/yr
Estimated taxes if purchased at asking price: ~$6,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $224/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 291 Seloy Drive, St. Augustine, FL 32084Listed by MARSH LANDING REALTY | Sep 2026 | $380,000 | $231 | 2/2 | 1,646 | 27 | 0.1 |
| 122 Timoga Trail 310-D, St. Augustine, FL 32084Listed by WATSON REALTY CORP | Aug 2026 | $369,900 | $243 | 2/2 | 1,520 | 55 | 0.1 |
| 382 Seloy Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Aug 2026 | $425,000 | $227 | 2/2 | 1,875 | 1 | 0.1 |
| 62 Calusa Crossing Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Aug 2026 | $350,000 | $199 | 2/2 | 1,760 | 352 | 0.1 |
| 33 Anacapa Court, St. Augustine, FL 32084Listed by REAL BROKER LLC | Jul 2026 | $335,000 | $220 | 2/2 | 1,520 | 7 | 0.1 |
| 26 Amacano Lane, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Apr 2026 | $350,000 | $199 | 2/2 | 1,760 | 244 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX UNLIMITED
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Villages of Seloy
Villages of Seloy is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Villages of Seloy homes for sale →Keep looking
More homes in Villages of Seloy
For Sale84 Amacano LaneSt. Augustine, FL 32084
2 bd · 2 ba · 1,760 sq ft
$425,000Est. $2,262/mo**WATERFRONT**PRESERVE VIEWS**CORNER UNIT** This charming 2 bed/2 bath GROUND FLOOR corner unit condo features gorgeous…
Listing Office: chad and sandy real estate group
For Sale44 Utina WaySt. Augustine, FL 32084
2 bd · 2 ba · 1,760 sq ft
$410,499Est. $2,185/moBACK ON MARKET DUE TO BUYER CONTINGENCY - LISTED UNDER APPRAISED VALUE! Stunning ''Augustine'' floor plan in the…
Listing Office: iheart realty inc
Pending77 Timoga TrailSt. Augustine, FL 32084
2 bd · 2 ba
$409,000Est. $2,177/moWelcome to effortless Florida living in the highly sought-after Villages of Seloy, a gated 55+ community just minutes…
Listing Office: watson realty corp
For Sale368 Seloy DriveSt. Augustine, FL 32084
2 bd · 2 ba · 1,520 sq ft
$390,000Est. $2,076/moWelcome Home to Resort-Style Living in the Villages of Seloy Experience the best of 55+ living in St. Augustine in this…
Listing Office: berkshire hathaway homeservices, florida network realty
Keep looking
Similar homes in St. Augustine
Explore the area
More in Villages of Seloy
Villages of Seloy guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines