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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee.

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Active

$524,9003 bd · 2 ba · 2,341 sq ft

Active·16 days on market

85216 Deleene Road

Yulee, FL 32097

$524,900$224/sqftEst. $2,862/mo mortgageMLS# 2170891
3
Beds
2
Baths
2,341
Sq Ft
1999
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.00 acresSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Yulee

COUNTRY STYLE COMFORT & QUALITY awaits! This meticulously maintained home offers 3 bedrooms and 2 full bathrooms with a unique split bedroom design. High ceilings give this home a "grand" feel the second you enter. The heart of the home boasts a chef inspired kitchen with an abundance of cabinet space, granite tops, upgraded appliances including an impressive gas stove that will make you want to cook! A breakfast nook overlooking the expansive, lush back yard, a large formal dining area, and desirable family room make this home feel cozy & spacious. In the primary suite, enjoy the jet garden tub with separate shower, oversized bedroom, and custom closet. There is even an open office space that provides the entry onto the screened enclosed patio, perfect for family gatherings, parties, or just quiet afternoons! More? Mature fruit trees, established flower beds, and RV or boat storage is easy with the oversized carport, 2 storage buildings AND an ADU (24x14). The accessory dwelling is

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,862
Property taxesest. at asking price, Nassau County$703
Estimated total, before insurance$3,564/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$524,900
$104,980
Loan Term
Monthly Payment
$2,862
Principal & Interest: $2,862
Property taxes (est.): $703
Insurance (est.): $350
Estimated Total Monthly
$3,914
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 1-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,488 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$390,142$128,208—

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 26, 2026Listed$524,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $224/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85110 Theresa Road, Yulee, FL 32097Listed by JPAR CITY AND BEACHSep 2026$295,000$1773/21,670111.1
85617 Fall River Parkway, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYOct 2026$564,000$1974/3.52,863191.7
85350 Fall River Parkway, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$685,000$2473/2.52,770771.7
85304 Berryessa Way, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYNov 2026$483,900$2343/22,070101.8
85428 Sagaponack Drive, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAOct 2026$563,000$2124/32,6572781.8
1207 Eagle Bend Court, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$490,000$2083/22,35251.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$524,900
Price / Sq Ft$224
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,341
Acres1.00 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address85216 Deleene Road, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionWilson Neck
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size43,560 sq ft
Lot Dimensions291x150
Parcel Number43-2N-27-4647-0006-0040

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached, Garage, RV Access/Parking

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Gas Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement
Other StructuresShed(s)
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedOctober 26, 2026
Days on Market16
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PALM III REALTY AND PROPERTY M

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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