This home is in Pablo Beach South, Jacksonville Beach.
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Active·Listed today·Pablo Beach South
502 3rd Avenue S
Jacksonville Beach, FL 32250
28 more homes for sale in Pablo Beach South →Search Pablo Beach South on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Pablo Beach South
Enjoy coastal living in this 3-bedroom, 1-bath home in Jacksonville Beach. Located near the beach and local shops, this property offers convenient access to sandy shores and everyday essentials. Ready for you to make it your own, this home is an opportunity to bring your personal style to a sought-after coastal setting. Great location, with the opportunity to put your own touch and make it your own.
Next steps in Pablo Beach South
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Other — year not disclosed (home built 1966)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)
County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,745 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
3rd Ave S5 min drive · 27 parking spaces
Closest park or preserve
Dutton Island Preserve17 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 5 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 1 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
St. Paul's School Gym2 min drive · Basketball
Closest grocery store
Publix2 min drive · 408 Beach Blvd, Jacksonville Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $280/yr
Estimated taxes if purchased at asking price: ~$8,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 27, 2026Active$414,500
- Oct 22, 2026Listed$414,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $529/sq ft; this home is listed at $339/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 222 7th Street S, Jacksonville Beach, FL 32250Listed by REALTY ONE GROUP ELEVATE | Aug 2026 | $625,000 | $454 | 3/2 | 1,378 | 3 | 0.1 |
| 612 Lower 8th Avenue S, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC. | Jul 2026 | $695,000 | $558 | 3/2 | 1,246 | 2 | 0.3 |
| 421 7th Street N, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLC | Sep 2026 | $465,000 | $477 | 3/1 | 975 | 57 | 0.5 |
| 138 12th Avenue S, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLC | Sep 2026 | $785,000 | $776 | 2/1.5 | 1,011 | 11 | 0.6 |
| 827 4th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLC | Jul 2026 | $599,900 | $529 | 3/2 | 1,134 | 6 | 0.6 |
| 719 4th Avenue N, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTY | Jul 2026 | $585,000 | $483 | 3/2 | 1,212 | 23 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ERA ONETEAM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Beach South
Pablo Beach South is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Pablo Beach South homes for sale →Keep looking
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines