This home is in Surf Park, Jacksonville Beach.
Sold·Closed Jul 6, 2026·23 days on market·Recent sales in Surf Park·Surf Park
719 4th Avenue N
Jacksonville Beach, FL 32250
All Surf Park homes for sale →Search Surf Park on the map
About this home
Surf Park
Why drive to the beach when you can walk? Just 7 blocks to the ocean is this remodeled 2024 retreat. Cedar shake accents the exterior of the home, sitting on a 60X125 lot, a rare find at the beaches. Modern updates include premium LVL flooring throughout the home and an open concept floor plan. The kitchen features a stained butcher block bar leading to fern green kitchen cabinetry, accented with white quartz countertops, SS appliances and real steel pendant lights floating from the wooden beam across the family room. The guest bathroom is carefully finished with your own palm tree tile accented ''nook'' for storage. The primary gives a sanctuary vibe including a walk-in cedar closet. Porcelain tiles enter towards the freestanding tub and double sink vanity leading to a floor-to-ceiling glass door walk-in shower with blue subway tile which includes a seat! There is plenty of storage with this home including a backyard shed, and a one car garage. Re-plumbed in 2024, Water heater May 25'
Next steps in Surf Park
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1955)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,698 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $450,000 in June 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $394,478 | $394,478 | — |
| 2024 | $453,054 | $32,310 | — |
| 2023 | $396,338 | $29,622 | — |
| 2022 | $365,526 | $36,012 | — |
| 2021 | $275,571 | $34,478 | — |
| 2020 | $267,559 | $32,812 | — |
2025 property taxes (current owner): $7,276/yr
Estimated taxes if purchased at asking price: ~$11,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 7, 2026Closed$610,000
- May 14, 2026Listed$610,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $481/sq ft; this home is listed at $503/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 421 7th Street N, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLC | Sep 2026 | $465,000 | $477 | 3/1 | 975 | 57 | 0.1 |
| 827 4th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLC | Jul 2026 | $599,900 | $529 | 3/2 | 1,134 | 6 | 0.1 |
| 909 7th Avenue N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $490,000 | $495 | 2/1 | 990 | 1 | 0.2 |
| 922 7th Avenue N, Jacksonville Beach, FL 32250Listed by 1 REALTY CORP | Jul 2026 | $529,000 | $450 | 3/2 | 1,175 | 11 | 0.2 |
| 608 Barbara Lane, Jacksonville Beach, FL 32250Listed by REAL BROKER LLC | Jun 2026 | $450,000 | $481 | 2/1 | 936 | 7 | 0.3 |
| 1201 9th Avenue N, Jacksonville Beach, FL 32250Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $485,000 | $361 | 3/2 | 1,345 | 23 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Surf Park
Surf Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines