This home is in Jacksonville Beach.

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Active Under Contract

Active Under Contract·45 days on market

827 4th Avenue N

Jacksonville Beach, FL 32250

$599,900$529/sqftEst. $3,059/moMLS# 2149706

Beds

Baths

1,134

Sq Ft

1955

Built

Garage

Pool

About this home

Jacksonville Beach

Charming updated beach house on a rare huge lot! Nestled in the heart of the desirable Beaches area, this property delivers the ultimate walkable lifestyle just blocks from the sand, surf, and everything that makes the Beaches special. Fully fenced for privacy, the huge yard offers endless possibilities with room that's hard to find so close to the beach. Features: -Updated kitchen -Maintenance free LPV & tile throughout the living areas -Updated bathrooms -Attached 1-car garage -Rear patio with fire pit -Abundant Parking. This gem blends classic beach cottage charm with modern comforts on one of the largest lots in the area. This home is perfect for families, entertainers, or anyone craving more outdoor space in a walk-to-everything location. Whether you're sipping coffee on the porch, hosting friends in the big backyard, or heading out for a night on the town, this home captures the best of Jacksonville Beach living!

Cost to own

Mortgage calculator

Home Price

$599,900

Down Payment: 20%

$119,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,059

Principal & Interest: $3,059

Property taxes (est.): $980

Insurance (est.): $400

Estimated Total Monthly

$4,438

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,059

Property taxesest. at asking price, Duval County$980

Estimated total, before insurance$4,038/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,092/yr · $758/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$492,909	$492,909	—
2024	$478,530	$461,651	—
2023	$419,683	$419,683	—
2022	$386,527	$386,527	—
2021	$285,933	$191,202	—
2020	$277,396	$187,872	—

2025 property taxes (current owner): $9,092/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Other — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 9, 2026Listed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,900

Price / Sq Ft$529

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,134

Total Structure Area1,534 sq ft

Acres0.17 acres

Year Built1955

TypeResidential

Sub-TypeSingle Family Residence

StyleCottage, Ranch

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages1

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementarySan Pablo

MiddleFletcher Jr High

HighDuncan Fletcher

Community Information

Address827 4th Avenue N, Jacksonville Beach, FL 32250

Area213-Jacksonville Beach-NW

SubdivisionPablo Beach North

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size7,405.2 sq ft

Lot Dimensions60 x 125

Parcel Number1741550000

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Off Street, On Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump, Hot Water

CoolingCentral Air, Electric, Split System

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Garage, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit, Outdoor Shower

Patio / PorchRear Porch

FencingBack Yard, Vinyl, Wood

RoofOther

ConstructionBlock, Fiber Cement, Frame, Stone Veneer

Other StructuresShed(s)

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedJune 10, 2026

Days on Market41

Tax Amount$9,091.8

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: YOUR PROPERTY REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Your Local Realtor

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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