This home is in Pablo Beach North, Jacksonville Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Jul 31, 2026·6 days on market·Recent sales in Pablo Beach North·Pablo Beach North
827 4th Avenue N
Jacksonville Beach, FL 32250
8 more homes for sale in Pablo Beach North →Search Pablo Beach North on the map
About this home
Pablo Beach North
Charming updated beach house on a rare huge lot! Nestled in the heart of the desirable Beaches area, this property delivers the ultimate walkable lifestyle just blocks from the sand, surf, and everything that makes the Beaches special. Fully fenced for privacy, the huge yard offers endless possibilities with room that's hard to find so close to the beach. Features: -Updated kitchen -Maintenance free LPV & tile throughout the living areas -Updated bathrooms -Attached 1-car garage -Rear patio with fire pit -Abundant Parking. This gem blends classic beach cottage charm with modern comforts on one of the largest lots in the area. This home is perfect for families, entertainers, or anyone craving more outdoor space in a walk-to-everything location. Whether you're sipping coffee on the porch, hosting friends in the big backyard, or heading out for a night on the town, this home captures the best of Jacksonville Beach living!
Next steps in Pablo Beach North
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Other — year not disclosed (home built 1955)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)
County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,742 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $492,909 | $492,909 | — |
| 2024 | $478,530 | $461,651 | — |
| 2023 | $419,683 | $419,683 | — |
| 2022 | $386,527 | $386,527 | — |
| 2021 | $285,933 | $191,202 | — |
| 2020 | $277,396 | $187,872 | — |
2025 property taxes (current owner): $9,092/yr
Estimated taxes if purchased at asking price: ~$11,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 4, 2026Closed$599,900
- Jun 9, 2026Listed$599,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $481/sq ft; this home is listed at $529/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 421 7th Street N, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLC | Sep 2026 | $465,000 | $477 | 3/1 | 975 | 57 | 0.1 |
| 719 4th Avenue N, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTY | Jul 2026 | $585,000 | $483 | 3/2 | 1,212 | 23 | 0.1 |
| 926 6th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $600,000 | $451 | 3/2 | 1,329 | 46 | 0.1 |
| 909 7th Avenue N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $490,000 | $495 | 2/1 | 990 | 1 | 0.2 |
| 922 7th Avenue N, Jacksonville Beach, FL 32250Listed by 1 REALTY CORP | Jul 2026 | $529,000 | $450 | 3/2 | 1,175 | 11 | 0.2 |
| 608 Barbara Lane, Jacksonville Beach, FL 32250Listed by REAL BROKER LLC | Jun 2026 | $450,000 | $481 | 2/1 | 936 | 7 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: YOUR PROPERTY REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Beach North
Pablo Beach North is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Pablo Beach North homes for sale →Keep looking
More homes in Pablo Beach North
For Sale925 2nd Avenue SJacksonville Beach, FL 32250
4 bd · 3.5 ba · 2,117 sq ft
$649,000Est. $3,454/moBeautifully designed coastal townhome just blocks from the ocean in the heart of Jacksonville Beach-LOADED with…
Listing Office: re/max specialists
For Sale1010 4th Street NJacksonville Beach, FL 32250
4 bd · 3 ba · 2,200 sq ft
$545,000Est. $2,901/moOpportunity abounds for this beach bungalow only 4 blocks to the ocean. With its RM-1 zoning, options other than its…
Listing Office: mash realty services, llc
For SaleIncome
220-222 12th Avenue NJacksonville Beach, FL 32250
4 bd · 2 ba · 1,560 sq ft
$995,000Est. $5,296/moRare opportunity east of 3rd Street in Jacksonville Beach! Situated just blocks from the ocean, this property offers…
Listing Office: o'malley real estate inc
For Sale784 2nd Street NJacksonville Beach, FL 32250
3 bd · 2.5 ba · 1,866 sq ft
$1,275,000Est. $6,786/moBeach mornings, dinner at your favorite local spot, and evenings unwinding in the hot tub—this is Jax Beach living.…
Listing Office: palm realty group inc
Keep looking
Similar homes in Jacksonville Beach
Explore the area
More in Pablo Beach North
Pablo Beach North guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines