Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pablo Beach South, Jacksonville Beach — a home near Duncan U. Fletcher High School.

Photo 1 / 37
Sold

Sold·Closed Aug 13, 2026·3 days on market·Recent sales in Pablo Beach South·Pablo Beach South

222 7th Street S

Jacksonville Beach, FL 32250

$625,000sold priceListed at $625,000 · 100% of asking$454/sqftMLS# 2155836
3
Beds
2
Baths
1,378
Sq Ft
1977
Built
—
Garage
No
Pool

27 more homes for sale in Pablo Beach South →Search Pablo Beach South on the map

FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence1 story

About this home

Pablo Beach South

Welcome to 222 7th Street S! Fully gutted and beautifully remodeled to embrace the beach lifestyle. This 3-bedroom, 2-bath home has been reimagined from top to bottom, blending fresh style with worry-free living just moments from the sand.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,462
Property taxesest. at asking price, Duval County$1,021
Estimated total, before insurance$4,482/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,662/yr · $555/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$625,000
$125,000
Loan Term
Monthly Payment
$3,462
Principal & Interest: $3,462
Property taxes (est.): $1,021
Insurance (est.): $417
Estimated Total Monthly
$4,899
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,662/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 13, 2026Closed$625,000
  • Jul 20, 2026Pending$625,000
  • Jul 17, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $529/sq ft; this home is listed at $454/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
612 Lower 8th Avenue S, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Jul 2026$695,000$5583/21,24620.4
421 7th Street N, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLCSep 2026$465,000$4773/1975570.5
827 4th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLCJul 2026$599,900$5293/21,13460.5
604 11th Avenue S, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$530,000$3053/21,740360.6
138 12th Avenue S, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLCSep 2026$785,000$7762/1.51,011110.7
909 7th Avenue N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$490,000$4952/199010.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$625,000
Price / Sq Ft$454
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,378
Acres0.14 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address222 7th Street S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionPablo Beach South
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size6,098.4 sq ft
Parcel Number1757300000

Amenities

UtilitiesElectricity Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Walk-In Closet(s)
AppliancesDishwasher, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne

Exterior

FencingBack Yard, Wood
RoofShingle
ConstructionBrick

Additional Information

Date ListedJuly 17, 2026
Days on Market3
Tax Amount$6,661.75
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pablo Beach South

Pablo Beach South is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Pablo Beach South homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines